Check credit periodically: A 2017 study showed that 16 percent of Americans never review their credit reports. That is a serious omission because one in five credit reports have errors. If you fail to take corrective steps it could pull down your score and make your borrowing more expensive in the future.
The three leading bureaus – Experian, Equifax, and TransUnion – provide a free credit card report annually. You can request your credit report and receive it online every four months to review it for errors. This good practice will keep you on top of your credit scores.
