Personal Finance
The type of car you drive says a lot about you. It can tell everyone within eyesight that you are horrible at financial planning. There are many financial considerations you should make before buying a new car. It could cost you a lot more money in the long run not doing so. Fuel economy Before […]
In the vast landscape of investment choices, the debate between value stocks and growth stocks often takes center stage. In this article, we’ll unravel the nuances of value stocks and growth stocks, empowering you to make informed investment decisions that resonate with your aspirations. Steady foundation Value stocks are those of companies whose shares trading […]
Many investors believe that real estate investment trusts (REITs) are similar to bonds and hence should be avoided during times when interest rates are rising. However, the data simply does not support this belief. Refer to the results of a recent study shown below that spans twenty years done by REIT guru Cohen & Steers. […]
A rising interest rate penalized savers, especially retirees who rely on safe, reliable incomes. As they rise, savers will see modest gains on their cash deposited in money market accounts and certificates of deposit. A Federal Reserve rate increase will not immediately affect your bank interest rate, as deposits in banks are already high. Banks […]
Ever wonder why you have no money? What’s the difference between rich people and people who have no money? It’s not the money part. It’s just habits. Becoming rich requires valuing money as a tool that will maintain your financial independence, and not as a way to just gain something in the short run. There […]
There are many wealthy professionals and business owners who put off estate planning. Unfortunately, the only beneficiaries of this procrastination are the courts and lawyers. Inaction is the most significant estate planning error, but there are several other major mistakes that may occur. Below are four common errors that can prove to be disastrous. Failure […]
Thinking of buying a franchise? Starting a new business is a risky endeavor. There is absolutely no guarantee of success or profit. Many new businesses barely make enough money to break even against expenses. More than one in five businesses fail within a year. Well over half of all businesses fail after five years in […]
When it comes to buying a car, you can get ripped off easily. The average cost of a new car is $40,000. That means more Americans are opting to buy used cars. And just because the typical used car costs half that of a new car won’t make getting ripped off hurt any less. Here […]
The stock market constantly moves in cycles. Over its history, the tendency of the stock market is to move upward. However, there have been many periods that it will trend lower. Sometimes for days, but other times it can be weeks. Most retail investors look at a falling market as scary rather than an opportunity […]
Life is full of unexpected expenses and financial obligations that may require additional funds beyond our immediate reach. In such situations, a personal loan can provide a valuable lifeline to help you bridge the gap. However, securing a personal loan requires careful planning and consideration. In this blog post, we’ll guide you through the essential […]
