A Complete 10-Step Guide for First-Time Home Buyers

Make your offer

Once you have zeroed in on the ideal home for your needs, you need to determine what price you are ready to pay for it.

Check out offers from buyers and sellers for similar properties online for your area, discuss carefully with your real estate agent, and then finalize the figure. Your agent will inform the seller’s agent about your offer.

A price negotiation may ensue from the other side, but this is the time to resist temptation to quickly say “yes” to their counter-offer and to negotiate objectively. If an agreement is reached, you will have to pay a deposit. Then the transaction will move into escrow.

Small-cap winners galore

The big stock market winners share one common attribute: Near the beginning of the ascent of their shares, the companies offer revolutionary products or services, are market leaders in their respective industries, or both. Some big stock market winners that possessed the attributes outlined above are Netflix (NFLX), which we recommended to investors in October 2002; Intuitive Surgical (ISRG), which we bought and recommended in July 2004; Baidu.com (BIDU), which we bought and recommended in August 2006; and MercadoLibre (MELI), which we recommended to investors in October 2010. Get up-to-date small-cap stock picks from David Frazier, editor of Small-Cap Profit Confidential.
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Smarter cryptocurrency investments

The stock market crash of 2008 was the catalyst for his journey into alternatives. And interestingly, it was the impetus behind the creation of Bitcoin and the blockchain technology behind it. Keene Little wasn’t ready to risk his money yet but he was very curious, so he began charting Bitcoin’s technical patterns. What finally convinced him to dip a toe into digital currencies was seeing that they followed familiar price patterns that could be analyzed and successfully acted on. Now he shares those insights with subscribers to the Crypto Wealth Protocol.
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