Keep a close watch on your credit score
One of the primary vehicles that will influence your credit score is your credit card payment history. Actively monitor your credit card spending to ensure that your credit score is not adversely affected. And a foolproof way to avoid missing bill payments is to have your account directly debited every month.
You will need a good credit history when the time comes to obtain a mortgage, lease or another type of financing. In addition to maintaining regular payments, you should also review your credit report periodically to identify and address any potential errors or fraudulent entries. You can request for your free credit report from the three leading credit bureaus: Experian, Equifax, and TransUnion.
