A recent Federal Reserve study found that 40% of Americans cannot pay an unexpected expense of just $400. And while six months of spending as an emergency fund is the gold standard, having just $2,500 in the bank can make a huge difference to most people. One problem with personal finance is that most people […]
Getting older can be a very expensive in the United States. Unless you begin saving for retirement at a young age, life can get progressively expensive as you get older. This is especially if you must live solely on the income generated by Social Security. More than 40% of Americans live solely on the benefit […]
While the rule of thumb is to retire at the age of 65, here’s the truth: Most Americans retire at the age of 62. In fact, in 2017 the average age of a living retiree was just under 60 years old. How to retire early? It takes real planning. The sad truth is that more […]
