Retirement on or near the water has many advantages — except for the price tag that usually comes with it.
Fortunately, there are different kinds of waterfront, some of which are affordable. Lakes with vast coastlines offer some of the most significant waterfront bargains.
Similarly, towns near rivers and bays can provide spectacular views or quick water access without spending a fortune.
Last but not least, if you pick a place on the ocean that is far from a big city or in the right area, you might snag a great deal.
Here are three great areas to consider:
Florida: Boynton Beach, Deerfield Beach, Lake Worth
These three communities are just a little north of Fort Lauderdale and south of West Palm Beach, which has been a favorite retirement destination for years.
However, it lies on the same Atlantic Ocean coastline has a less population and a price discount than the other areas.
Some of the best scenic action is at the Lake Worth Beach Pier, with Benny’s on the Beach restaurant and fishing.
Deerfield Beach International Fishing Pier provides 976 feet of pier with all the supplies necessary for a day of fishing. Golf courses, tennis courts, and dining spots are thriving in these communities.
Florida: St. Petersburg, Tampa
Retirement residents in western Florida’s city of Tampa have long been drawn to the area because of its reasonable housing prices.
Tampa is a city of high rises, several skyscrapers, and a beach destination for retirees and tourists.
The Port of Tampa has several cruise ship terminals, making it easy to get out on the water and explore multiple destinations.
The city also has a Gasparilla Pirate Festival in which mock pirates invade Tampa Bay and launch a series of parades and festivities.
Just south of Houston, Freeport combines affordable living with the great outdoors.
Surfside Beach is a local favorite, and the Surfside Jetty at the county park is famous for fishing and birdwatching.
The city is home to about 12,000, and its lakes, lagoons, rivers, and canals make it an excellent choice for retirees who love to be surrounded by water.
Drivers will enjoy the Bluewater Highway, which stretches out along the coast to Galveston, with water on both sides and plenty of attractive stops along the way.