Credit card balance transfer
If you have three or four credit cards and you struggle to make repayments every month you can opt for a balance transfer, wherein you can have your entire outstanding balance transferred to a single credit card with a lower interest rate.
Balance transfer cards usually have an introductory period, during which you will not be charged any interest whatsoever on the outstanding balance. You can save a lot of money by paying off your outstanding balance during this period, which can range anywhere from six to 18 months.
Small-cap winners galoreThe big stock market winners share one common attribute: Near the beginning of the ascent of their shares, the companies offer revolutionary products or services, are market leaders in their respective industries, or both. Some big stock market winners that possessed the attributes outlined above are Netflix (NFLX), which we recommended to investors in October 2002; Intuitive Surgical (ISRG), which we bought and recommended in July 2004; Baidu.com (BIDU), which we bought and recommended in August 2006; and MercadoLibre (MELI), which we recommended to investors in October 2010. Get up-to-date small-cap stock picks from David Frazier, editor of Small-Cap Profit Confidential.
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