If there is one thing we could all use in today’s tumultuous economic environment, it is free money.
While no one will pay you for doing absolutely nothing, there are several companies that will pay you for doing what you normally do.
In other words, you can earn money without having to work for anyone or putting in any additional effort apart from what you already do in your day-to-day life.
Here are five simple ways to earn some quick money on the side without having to take up a part-time job.
Cash back apps
Cash back apps such as Ibotta, Rakuten, and MyPoints allow you to earn cash back or redeemable points when you shop (in store as well as online).
All you need to do is log into the app and shop through their portal. Once you accumulate sufficient funds or points in your account, you can get paid via PayPal, check, or a wire transfer to your bank account.
Some of the retailers allow you to earn as much as 40% cash back on your purchases when you shop through these apps. What is even better is that these apps offer a welcome bonus or allow you to earn up to 100% cash back on your first purchase.
Rewards-based credit cards
Rewards credit cards can be a great way to earn some free money if you know how to use them.
Many credit card companies offer a sign-up bonus and allow you to accrue reward points every time you use your card. Once you accumulate enough points, you can redeem them for cash.
The best part is that some of these companies do not even charge an annual fee. So, as long as you pay off your balance every month (so that you do not pay any interest), you can earn free money on a regular basis.
Companies such as Survey Junkie, LifePoints, and Branded Surveys allow you to earn money by taking online surveys.
All you need to do is sign up with these platforms and create a profile. Once you do, you can start taking surveys any time you want, no matter where you are.
For each survey you complete you earn reward points. Once you accumulate sufficient points, you can redeem them for cash.
Getting paid to surf the internet
Companies such as Inbox Dollars and Swagbucks allow you to earn money by surfing the internet and doing what you normally do, reading emails to watching videos, playing video games, shopping, and more.
Every time you read an email or take a poll, you can earn points, which you can redeem for cash.
Trimming unnecessary spending
Trim is an innovative app which allows you to reduce your living expenses and save money without lifting a finger. The app will track your purchases, negotiate with your service providers to get the best possible deals, and help you save money on a monthly basis.
The company claims that people use the Trim app can save up to $620 per year.