5 Surprising Countries Where You Can Retire with Less Than $100,000

When retirement is inching closer, you might wonder about the kind of lifestyle you can lead and the level of financial security you will have if you just have about $100,000 as your total retirement savings.

Well, if you are an adventurer at heart, you could explore a few interesting international destinations where you can comfortably retire with less than $100,000.

We have chosen five good countries where you can expect to enjoy the same quality of life you may have in the U.S. post-retirement but at much lower cost.

It is best to first explore the country of your choice by going there on vacation. It will give you a feel of the place.

Avoid staying in a high-end hotel room and instead look for accommodation that presents you the opportunity to interact with the locals, eat where the locals eat, and shop at local grocery stores.

Who knows, you might find the retirement destination of your dreams.


Egypt isn’t just renowned for its awe-inspiring pyramids. It also offers you an opportunity to have a comfortable life after your retirement.

From housing to food, everything is reasonably priced in Egypt. You can get a one-bedroom apartment for just $240 a month in Cairo, while all essential utilities are going to cost around $34, as reported by Numbeo.

According to the figures published by Expatistan, the average cost of living for one person is about $750 a month (or $9,000 annually). Egypt is one of the few nations where Social Security is exempt from taxes.


Peru is home to some of the world’s most eclectic archeological marvels, such as Machu Picchu. The good news is that Peru is also rated to be one of the least expensive nations in South America, which offers a generally peaceful and stable life.

Numbeo’s latest report says you could have a healthy and delicious meal for two for around $12 in Arequipa. You can get a spacious, fully furnished home on rent in the posh areas of Trujillo or Arequipa for less than $24,000 a year.


Morocco is one of the world’s favorite tourist destinations, known for its ancient architecture, charismatic Sahara Desert landscapes, and delicious cuisine.

This North African country has emerged as a popular choice among U.S. retirees who are operating on a tight budget. In Casablanca, the biggest city in Morocco, you can rent a one-bedroom apartment for $450 per month, according to data from Numbeo.

The housing costs and living expenses are going to be even lower in less populated cities, such Rabat.


Thanks to its green jungles, exquisite beaches and snow-capped mountains, Colombia now ranks among the leading retirement destinations for U.S. citizens who are looking an affordable cost of living.

The low cost of housing in Colombia is a compelling attraction. For just $2,000 a month you can rent a luxury apartment and retire near the majestic Andes Mountains. A sumptuous meal for two at a fine dining restaurant won’t cost more than $20.

Utilities in Medellin, the country’s second-largest city, might cost you only about $55 a month.


Portugal’s sandy beaches, healthy seafood, and medieval castles have drawn a significant number of U.S. expats to retire here. Portugal ranks third on the list of the safest countries in the world, rated by the Institute for Economics and Peace.

You will need just $26,500 per year on average for a couple living in the suburbs of Lisbon or Porto.

Recommended Articles

How to Eat Right Now, According to Science

Trends come and go in the medical community. In the 1950s, many doctors recommended eating pure lard; can you imagine a doctor advising that to a modern patient? As new

Under Biden Some Stocks Win, Others Will Fall Back

After a negative performance in 2020 the energy sector has accelerated based on President Biden’s energy actions, including the suspension of new oil and gas permits on federal lands and

7 Ways to Prevent Car Theft from Happening to You

The average price of a brand-new car is $40,000. It’s a significant investment. Still, its amazing how careless car owners can be when it comes to protecting their investments. In

6 Ways Using Home Equity Money Can Make You Richer

Using home equity can make your richer, believe it or not. Yes, it's a loan, but it's the lowest cost loan you can get, thanks to the fact that it's

What are Diamonds Really Worth? Zero, Zilch, Nada

Rough, unprocessed diamonds could be mistaken for pebbles. In other words, a diamond’s true value can only be realized through a skill-intensive cutting and aesthetic crafting process. However, the truth

6 Ways to Make Quick Money Using Your Smartphone

Your smartphone helps you communicate, obtain online information, keep your day organized, and even watch videos and play interactive games. But it can also become your money-making instrument, if you

15 Health Benefits of Raw Honey

We just can’t stop talking about raw honey. This incredible natural remedy has so many uses, we feel like we can’t live without it! Here are 15 of the best

7 Common Car Accessories That Waste Your Money

Some people’s identities are inextricably connected to their cars, and their car accessories, too. That is why buying non-essential or useless car accessories can be impossible for some people to

5 Superfood Seeds That Boost Beauty in No Time

Dealing with skin issues is not fun or easy, especially when it’s not always evident as to what the cause is. Hormones, inflammation, and food allergies are some of the

Just Turned 50? 5 Steps That Prepare You for Retirement

Did you just turn 50? Then you have a lot to plan for the future. And if you haven’t started planning or saving for retirement, you need to start now.

organic food cost

Is Extra Organic Food Cost vs. Regular Food Worthwhile?

The decision to choose organic produce over foods treated with pesticides is a real problem for the modern shopper with many options. Organic food cost can be higher — between

The One Thing That Could Tank Stocks

It has been quite an impressive market turnaround since the depth of the downturn back in March 2020, but the one big risk facing investors that they may not be