Negotiate with your credit card company
Once you have all the data and a sense of better offers to be had, contact your credit card company and request them to reduce your interest rate. If you have a good credit score and if you have a history of making your payments on time, you can negotiate from a position of strength.
You can ask them to reduce the rate, tell them that other banks are offering cards at a lower rate, and that you are willing to close your account and get a new card, if needed. If you are facing financial hardship and struggling to pay your bills as a result, you can explain the extenuating circumstances that led to your current situation and request your credit card provider to reduce your interest rate.
Small-cap winners galoreThe big stock market winners share one common attribute: Near the beginning of the ascent of their shares, the companies offer revolutionary products or services, are market leaders in their respective industries, or both. Some big stock market winners that possessed the attributes outlined above are Netflix (NFLX), which we recommended to investors in October 2002; Intuitive Surgical (ISRG), which we bought and recommended in July 2004; Baidu.com (BIDU), which we bought and recommended in August 2006; and MercadoLibre (MELI), which we recommended to investors in October 2010. Get up-to-date small-cap stock picks from David Frazier, editor of Small-Cap Profit Confidential.
Smarter cryptocurrency investmentsThe stock market crash of 2008 was the catalyst for his journey into alternatives. And interestingly, it was the impetus behind the creation of Bitcoin and the blockchain technology behind it. Keene Little wasn’t ready to risk his money yet but he was very curious, so he began charting Bitcoin’s technical patterns. What finally convinced him to dip a toe into digital currencies was seeing that they followed familiar price patterns that could be analyzed and successfully acted on. Now he shares those insights with subscribers to the Crypto Wealth Protocol.