Maintain a combination of equities and bonds
It’s true that equities carry a higher risk when compared to bonds. However, having a manageable combination of both in your portfolio can give you great returns with lower volatility.
Inflation can diminish the investment returns and purchasing power but investing in equity can help you improve returns substantially, making it a rewarding endeavor.
Bonds stabilize your returns in down markets. Overall, getting the same return with less risk is a proven winner.