Money market accounts
Money market accounts are a good choice if you want your money to be easily accessible and earn higher returns at the same time.
The reason why money market accounts are able to pay a higher rate of interest is that they are allowed to invest in government securities, certificates of deposits, commercial paper, and other such securities, which regular savings accounts are not allowed to do. You can open a money market account with a traditional bank, online bank, or a credit union.
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