9 Alternatives to Stocks and Bonds for When the Bull Market Ends

Certificates of deposit (CDs)

You may consider investing in CDs to improve your fixed-income portfolio returns as interest rates rise. In fact, if you build a CD ladder, it virtually becomes your personal money market fund. CDs are safe since they are held by banks and thus are insured by the FDIC. When stock markets seem volatile, consider parking a portion of your money in CDs.