Budget Mistakes to Avoid in 2019

Being too strict with your budget

Many people, especially those who are budgeting for the first time in their life, tend to get enthusiastic and create an unrealistic budget which might be too strict to follow. If your budget does not have any provisions for the occasional indulgence, the monotony of your daily routine might prove too much for you to handle and you might crack under the pressure. If you do, you might end up splurging more than what you would have spent under normal circumstances. So, allocate a small amount of money every month for fun — a day at the spa, a night out with friends, a bottle of champagne for special occasions, and anything else you need — as long as it is reasonable and does not blow a hole in your budget.

Small-cap winners galore

The big stock market winners share one common attribute: Near the beginning of the ascent of their shares, the companies offer revolutionary products or services, are market leaders in their respective industries, or both. Some big stock market winners that possessed the attributes outlined above are Netflix (NFLX), which we recommended to investors in October 2002; Intuitive Surgical (ISRG), which we bought and recommended in July 2004; Baidu.com (BIDU), which we bought and recommended in August 2006; and MercadoLibre (MELI), which we recommended to investors in October 2010. Get up-to-date small-cap stock picks from David Frazier, editor of Small-Cap Profit Confidential.
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Smarter cryptocurrency investments

The stock market crash of 2008 was the catalyst for his journey into alternatives. And interestingly, it was the impetus behind the creation of Bitcoin and the blockchain technology behind it. Keene Little wasn’t ready to risk his money yet but he was very curious, so he began charting Bitcoin’s technical patterns. What finally convinced him to dip a toe into digital currencies was seeing that they followed familiar price patterns that could be analyzed and successfully acted on. Now he shares those insights with subscribers to the Crypto Wealth Protocol.
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