Personal Finance
Corporations have always sought to incorporate and leverage novel technological processes to in their business operations. The enhanced efficiency the new techniques provide has always resulted in the elimination of some existing jobs and the creation, over time, of new jobs and business models. This metamorphosis was characterized by economist Thorstein Veblen as the implacable […]
While the phrase financial freedom has different connotations for different people, for a majority of individuals, freedom from debt gives them financial independence in the real sense. When your assets and investments make money for you while you sleep, that’s when you are truly free to do the things you always wanted. Here are five […]
If popular culture TV shows and films has taught the public anything, its that its practically a God-given right to steal anything not nailed down in a hotel room. After all, you paid for the room. Why not? Not so fast. Many items, like hangars, TV remotes, coffee machines, towels, and sheets, are a hassle […]
More than 61% of Americans say they want to cash or a gift card for Christmas. Yet more than a third of of consumers end up with a partially used or unredeemed gift card, according to a Bankrate study. About half of all consumers have a gift card or store credit worth about $167. That […]
Cruises offer a fantastic way to explore different destinations while enjoying luxurious amenities and entertainment. However, the cost of a cruise vacation can quickly add up, including accommodation, meals, onboard activities, and excursions. Fear not! In this blog, we will share some valuable tips and tricks to help you save money on your dream cruise […]
Mortgage rates have come down significantly, creating attractive refinance opportunities for millions of American homeowners. The prospect of lower monthly payments can make it tempting to go ahead with refinancing your mortgage. However, before you make a decision, keep the following considerations in mind: In general, if mortgage refinance will bring down your existing interest […]
A health savings account is a dedicated savings account that can only be used to pay for health and medical care-related services. As long as you use the money in the HSA to pay for medical or health-related services, then all withdrawals are tax-free and tax-deductible when applicable. And as long as the money sits […]
The only thing that Americans like more than hoarding or watching TV shows about other people who hoard is shows about looking for treasure in abandoned storage units. We hoard mountains of stuff. The storage unit industry is worth $38 billion. There are over 50,000 self-storage unit facilities in the United States alone. In comparison, […]
From 2011 to 2018, would-be entrepreneurs Jeff and Paulette Carpoff of Bencia, California developed a mobile solar generator business that attracted the attention of numerous big-name investors in the corporate world. Federal investigators charged that it was all an elaborate Ponzi scheme. The Carpoffs were alleged to have bilked more than $1 billion from the […]
We are caught up in our hectic daily lives as we try to juggle our personal and professional responsibilities. With the current financially uncertain times adding to our woes, it is critical that we stay on top of things by managing our money and simplifying our finances. Whether you are a young adult embarking on […]
