Personal Finance
Did you know that twice as many people leave New York City daily than they did a year ago? More than 277 people leave New York City every day, or, an average of 101,105 people annually. This is the highest daily exodus in the country. Just 201 people leave Los Angeles every day. An estimated […]
The labor market is historically very tight, yet many Americans go without raises. Less than 70% of companies offer a 3% pay raise annually, an amount that barely keeps pace with inflation. About 19% of companies don’t offer raises. More than 2.4% of the American workforce quit their jobs in the middle of 2018. Some […]
Getting medical care is expensive in the United States. More than $3.5 trillion was spent on healthcare services in 2017. That averages to $10,700 for every patient. About 71% of all medical expenses are mitigated via private and public health insurance. Yet 10% of that $3.5 trillion estimate is paid directly out-of-pocket by patients without […]
Having a place that you can call home is a quintessential part of the American dream. Not everyone, however, can afford to buy a home any time they want, even when the economy is good. Not only do you need to qualify for a mortgage. You also have to make a considerable down payment in […]
Are you interested in living day-to-day, paying off your debt, or realizing an ambitious financial goal? Then how efficient and realistic are your personal finance habits? An unforeseen financial emergency could put you in a debt quagmire or make a future financial goal impossible. Here are four money hacks you must adopt now. Start a […]
Globally, 70% of people work from home at least once every week. Telecommuting has become the new standard for business. More than 43% of Americans telecommute once, occasionally, or regularly. Some people may assume telemarketers are just freelancers blindly developing their skills at home until they become professionals. Nevertheless, many traditional, high-paying office jobs can […]
We have all experienced the emotional toll of divorce, whether actually going through it or having undergone the ordeal through family or friends’ experiences. In addition to the emotional situation, there is a financial cost that has to be considered. The first thing that any financial advisor will tell you is to create a budget. […]
The 30-year fixed rate mortgage remains the common choice of a vast majority of people in the country. The reason is obvious, as it is the most affordable loan in terms of monthly payments available on the market today. The problem with a 30-year mortgage, however, is that while the monthly payments are lower, you […]
An incredible 42% of people go over their intended budgets whenever they buy something. This is an untenable way to maintain a family budget. Yet you can buy almost anything cheaper with a coupon — sometimes up to half-off! Couponing isn’t a fringe practice for extremist frugal types either. You can save hundreds or thousands […]
Bank fees can add up quickly and eat into your hard-earned money. From monthly maintenance fees to ATM charges and overdraft fees, these costs can significantly impact your financial well-being. However, with the right strategies and awareness, you can effectively lower or even avoid bank fees altogether. In this blog, we will explore practical tips […]
