Home insurance bills are climbing fast in 2025, with average premiums up sharply and some cities like Los Angeles seeing nearly 20% year-over-year jumps. Why are costs rising, and where is it worst? We break down the climate and cost pressures driving rates higher, how different states are affected, and what you can do right now to manage your premium without sacrificing protection.
Category: Personal Finance
Personal Finance
6 Steps to Recession-Proof Your Finances
Recessions are typically accompanied by job losses and declining stock markets, which can make it tough for the average individual to meet their short- and long-term financial goals. With the following steps involving some financial planning and discipline, you can get past the recessionary phase with relative ease. Here are six steps that can recession-proof […]
French Economist: Billionaires Must Be Taxed Out of Existence
One of the most worrying socioeconomic trends to capture the attention of finance experts is the steady rise of income inequality. A recent paper by the National Bureau of Economic Research revealed that income inequality has increased unimpeded since the 1980s. According to this research, the top 1% own about 40% of the wealth in […]
Debt Freedom Is Closer Than You Might Think
If you find yourself in debt and living paycheck to paycheck, it’s past time to turn your finances around. Depending on the seriousness of your financial situation, it may take some time to get back on track. But don’t get discouraged, every little step you apply now will help you improve your financial situation in […]
4 Ways to Make Money With Google Online
You may be someone looking to put in a few hours of extra work to boost your income or a full-time stay-at-home parent with an aim to earn a living while retaining a flexible schedule. Whatever your reasons, there are many ways you can make money with Google while working online from home. Millions of […]
Pros and Cons of Balance Transfer Credit Cards
Credit card debt can quickly become overwhelming due to high-interest rates. To alleviate this burden, many individuals turn to balance transfer credit cards as a potential solution. These cards allow you to transfer existing credit card balances to a new card with a lower or 0% introductory interest rate. While balance transfer credit cards offer […]
Would You Reserve a $400 Meal at an Undersea Restaurant?
Americans spend $3,000 annually on take-out and in restaurants and usually on unimaginative, rote dining options. If you could eat out extravagantly and fantastically once this year, would you? How about a $430, locally sourced gourmet seafood meal? A meal that you can eat in the largest submerged restaurant in Norway? “Under” is the premier underwater restaurant […]
Is That Amazon Bargain Safe?
Many people who shop on Amazon view the online retailer as if it were a uniquely American Internet department store, a place where products for sale meet U.S. regulatory guidelines for consumer safety. The latest revelations are but another example of how big tech companies are no longer going to be given free rein to […]
Analysis: Watch Out, Your Internet Provider Plans to Sell Your Private Data
Multiple instances of deceptive data collection techniques conducted by social media companies have been revealed, prompting calls for regulations to circumscribe the ability of tech giants, such as Facebook, from transferring customers private data to third parties. Yet many consumers seem aware that their cable Internet service providers (ISPs) have been engaged in similar practices […]
7 Cities Where the Average Monthly Rent is $600 or Less
Even though home ownership is considered the American dream, many young Americans can’t afford it. More than 78% of homeowners are 65 years old or older. Less than 36% of homeowners are under 35 years old. Yet apartment renting isn’t always the cheaper option either. San Francisco features the highest average national rent prices. A studio […]










