Home Insurance Costs Are Surging: Why and Where

Home insurance bills are climbing fast in 2025, with average premiums up sharply and some cities like Los Angeles seeing nearly 20% year-over-year jumps. Why are costs rising, and where is it worst? We break down the climate and cost pressures driving rates higher, how different states are affected, and what you can do right now to manage your premium without sacrificing protection.

6 Steps to Recession-Proof Your Finances

Recessions are typically accompanied by job losses and declining stock markets, which can make it tough for the average individual to meet their short- and long-term financial goals. With the following steps involving some financial planning and discipline, you can get past the recessionary phase with relative ease. Here are six steps that can recession-proof […]

Pros and Cons of Balance Transfer Credit Cards

Credit card debt can quickly become overwhelming due to high-interest rates. To alleviate this burden, many individuals turn to balance transfer credit cards as a potential solution. These cards allow you to transfer existing credit card balances to a new card with a lower or 0% introductory interest rate. While balance transfer credit cards offer […]

Is That Amazon Bargain Safe?

Many people who shop on Amazon view the online retailer as if it were a uniquely American Internet department store, a place where products for sale meet U.S. regulatory guidelines for consumer safety. The latest revelations are but another example of how big tech companies are no longer going to be given free rein to […]

Analysis: Watch Out, Your Internet Provider Plans to Sell Your Private Data

Multiple instances of deceptive data collection techniques conducted by social media companies have been revealed, prompting calls for regulations to circumscribe the ability of tech giants, such as Facebook, from transferring customers private data to third parties. Yet many consumers seem aware that their cable Internet service providers (ISPs) have been engaged in similar practices […]