Personal Finance
Home ownership is a significant investment, and protecting your home and belongings from unexpected events is crucial. Homeowners insurance provides essential coverage that safeguards your property against a range of risks. However, understanding the specific coverage you need can be overwhelming. In this blog post, we will discuss the key components of homeowners insurance and […]
When a company’s coffers are flush with billions in cash, they usually use such funds to buy back their own stock. Stock buybacks is the practice of a company actively buying its own shares on the public market. David Kostin, chief equity strategist for Goldman Sachs, estimates that corporations trading on the S&P 500 spent […]
Americans are into medical tourism in a big way. Medical tourism is the practice of citizens from developed countries flying to other countries to get discount medical treatments. And according to Jacob Pope, the COO of Medical Departures, a travel website for medical tourists, medical travel by Americans is up sharply. Americans are traveling to […]
Do you know how much money it takes to be considered rich? In a recent survey, Americans said that you need $2.6 million to be considered wealthy. But have you ever thought of all the drawbacks to becoming a millionaire? Here are four drawbacks to being newly wealthy you should think about. Losing money is […]
Gary Shilling, a highly admired financial analyst and commentator, argues that the millennial generation should be pleased they have been forced into a position where they must rent instead of purchasing a home. In an Op-Ed, he writes, “millennials spend a lot of time bemoaning their inability to buy a home, forcing them to keep […]
Your spending habits can make or break your financial future. If you keep your spending in check, you can save, invest, and eventually become financially independent. If you are reckless with your spending you could get caught in a debt trap and ruin your financial future. So, how do you get rid of the habits […]
Facing medical debt can be overwhelming, especially when dealing with unexpected medical expenses. However, negotiating payment of a medical debt is a viable option that can provide financial relief and pave the way to a more manageable situation. In this blog, we will explore effective strategies to help you negotiate the payment of a medical […]
Most victims of auto dealer fraud don’t realize it until long after purchase. The purchase price can be inflated by deceptively hiding the full options package. Or employing bait-and-switch schemes to get you to buy a more expensive vehicle. Don’t even get us started on dealer financing! There are numerous ways you can get conned […]
Your credit score is one of the most important numbers that lenders use to determine your creditworthiness. The higher your score, the better your chances of getting approved for loans and credit cards with favorable terms and lower interest rates. If you have a low credit score, it can make it difficult to qualify for […]
Wall Street analysts have a penchant for jumping on the conventional wisdom bandwagon and reflexively engaging in group think. One of the most common examples of this phenomenon is the unwavering belief, embraced by investors and analysts alike, that electric or self-driving vehicles are the implacable wave of the future. But far too many who […]
