Personal Finance
Even if you are vigilant in your consumer spending habits, always bring a list, and try to buy what you need, we are all guilty of impulse spending. A dirty little secret you should be aware of is that retailers and businesses hire consultants to conduct social experiments and research studies to help them get […]
In this life there really is no such thing as “easy money.” Except, a treasure might just be jangling around in your coat pocket. Coin collectors search for rare, misprinted, uncirculated and one-of-a-kind error coins of value, and that includes pennies! If you know what you’re looking for, that discarded chuck of metal in your desk […]
Refinancing your mortgage can be a good idea for a number of reasons. Interest rates might be lower. You might be looking to reduce your loan’s term. Or you might need to access a portion of your home’s equity for debt consolidation purposes You must, however, give refinancing some thought before pulling the trigger. Under the wrong […]
Winning the lottery is a life-changing event that brings with it immense excitement, joy, and, often, a sense of overwhelming disbelief. Suddenly coming into a significant amount of money can be both thrilling and overwhelming. While it’s tempting to start indulging in luxurious purchases and exotic vacations, it’s crucial to approach this newfound wealth with […]
If you could leave right now for a new life, would you do it? Most people say they would jump at the opportunity but don’t mean it. But if you are serious, there are several countries and American cities that will pay you $10,000 or more just to move there. Remote Scottish Isles Do you […]
Responding to consumer preferences for larger, roomier vehicles, car makers substantially increased production of SUVs over the past decade. Signs are now beginning to appear that the market is saturated and this bodes well for consumers. Too many cars and not enough buyers could lead to a price war at dealerships looking to unload inventory. […]
Job creation in cities and relative economic prosperity will increase significantly in the next decade, according to McKinsey, the respected management consulting firm. Meanwhile, already struggling rural workers will only lose more jobs, especially as automation rises. Susan Lund, a spokesperson for McKinsey, attested to the gravity of employment disparity between cities and rural areas […]
There are many things that scares beginners away from investing — inexperience, intimidation, and ignorance of the financial market system. However, we all have a first experience when attempting something new. Even the most legendary stock market investor had a first-time investing experience. It helps to have a mentor, but the most practical approach for […]
Thinking about college, career school or graduate school? If so, there is a lot to consider when it comes to getting ready for college, including how to secure financial aid. College financial aid helps students and their families by covering higher education expenses, such as tuition and fees, room and board, books and supplies, and […]
Until recently, Google collected a plethora of your personal private data for targeted advertisements, all done largely without your knowledge. Google now offers you ways to limit how it uses your data. Of course, you are free to fine tune your settings to meet your particular needs, but the recently disclosed privacy preferences go a […]
