Personal Finance
We live in a fast-paced world. This motivates many people to automate menial tasks, including investing. That may work for a while, which gives you a false sense of security. This false sense then may entice you to commit more capital than you should. If it works for $100 trades, it should work for $1,000 […]
<–Advertorial–> Disclaimer: The value of virtual currency may change substantially in a short amount of time. There is an epic war being staged right now against you. That’s right, a literal war. The two largest internet companies are censoring the most important information that you need to see. The major problem with this, is that […]
For the 40 million retired workers in the United States there is no social program that is more depended on than Social Security. Sixty-two percent of retirees count Social Security as half of their monthly income. As policies and the economy continue to reshape Social Security it is essential for all Americans to stay on […]
Almost 42% of all Americans run the risk of retiring completely broke, according to a new study. GoBankingRates conducted an online poll via Google Consumer Surveys that asked average Americans about the state of their savings and current retirement plans. The poll surveyed Millennials, the middle aged and senior citizens. One question was, “By your best […]
Equity investors increasingly invest in funds with passive strategies. Instead of using an active strategy of picking certain stocks, passive funds park money in assets with returns based on stock indexes reflecting the whole market, the good, the bad and everything in between. But active strategies can outperform passive ones, not only in stock trades […]
Typically, consumer staples stocks are seen as a defensive sector, something to own when stocks are challenged. Companies in this sector tend to have boring business models, selling things like cleaning supplies, soap, or toothpaste. Basically, stuff where there will be demand regardless of economic conditions. Since the bull market began in 2009, these stocks have […]
Retail giant Amazon might be gearing up to provide wealth management services, according to industry observers. And that could drive down investing costs to nothing at all. It makes sense. Financial advice has become increasingly commoditized in order to reach out to even the smallest of investors. Now the company that pioneered online retail is […]
The Federal Reserve move to increase the benchmark interest rate should lead to higher rates for savers who like to invest in federally insurance certificates of deposit (CDs), a popular retirement income vehicle. After years of basement-level returns, some CD yields are nearing 3%. Does this mean it is time to divert some cash into CDs? […]
Facebook’s stock tumbled more than 14% after news broke that the personal data of tens of millions of its users was accessed improperly by disgraced political consultancy Cambridge Analytica. The story begins in 2007, when Facebook provided lots of access to app creators and academics. Developers used the data to build games, dating apps and […]
The Tax Cuts and Jobs Act, signed into law by President Donald Trump in December, significantly changed federal estate tax planning statutes. Namely, the cuts double the current personal exemptions for estate tax beneficiaries. Previously, the cap for personal exemption from federal estate taxes was $5.5 million dollars. It is now $11.2 million dollars. Married couples […]
