Personal Finance
If you are recently retired, there may be new tax break opportunities for you to take advantage of. This is doubly important if you are on a fixed income. Oftentimes, seniors miss valuable tax-saving opportunities, not through foolishness but simply because they just don’t know about them. If this sounds like you, it is simply a […]
In the not-so-distant past, the word “gig” was used only to describe the work environment for musicians and comedians who would travel from city to city for performances for one or two nights or perhaps a week at a time. But, thanks to the Internet and the changing work environment in the United States, an […]
Rather than hiring an attorney and paying a high fee for a few hours of work, it’s now possible to generate a legal, comprehensive will or trust in just a few clicks from the comfort of your own home at a reasonable price. A will or trust is a legal document that explains your wishes […]
My lease was up on my 2018 vehicle. I was excited to go car shopping. However, what I realized as I ventured out was that the auto industry also has its challenges from the Covid-19 pandemic shutdown. Most automotive and supplier plants around the globe shut down and production was stopped. Only now are inventories […]
As important as determining when to retire is determining where to retire. There’s no escaping the fact that your retirement destination will determine how much you’ll need to pay in taxes, what your living costs will be, and what kind of health care options you’ll have. There are many factors that contribute to retirement planning, […]
As tax season approaches, you may have questions about filing your federal, state and business taxes. Below are a few tips to help you get prepared. Be organized An accountant’s time is money, so the longer it takes him to sort through your disorganized records, the more he will charge you. Collecting your tax documents […]
The beginning of a new year is an ideal time to reset your finances and work towards a more profitable and productive year. Here is a financial checklist with 12 money steps that will help provide a solid start to a new year. Review your financial goals If you have pre-determined financial goals (such as […]
According to Experian, one of the three major credit bureaus, an individual’s credit score measures his or her likelihood of repaying debts. Credit scores range between 300 and 850 points. Higher credit scores indicate that a borrower is less risky and more likely to make on-time payments. In many cases, credit scores are used to determine […]
As a homeowner, one of your top priorities is protecting your most valuable asset: your home. Homeowners insurance plays a vital role in safeguarding your property, belongings, and financial well-being. While sticking with the same insurance provider may seem convenient, it’s essential to periodically evaluate your options. Switching insurance providers can offer significant benefits and […]
Inflation is a constant threat to the economy. In peak inflationary times, its effect on the cost of living can be brutal. You can expect an increase in the price of your essentials, including food and groceries when demand significantly exceeds supply. With a family to feed on a limited income, you have no option […]
