Personal Finance
Do you wish to make some money simply off your car? You can do a number of jobs and activities involving your car, which will help you to generate a legitimate income on the side. Here is a list of four proven ways to use your car to make money. Sign up with a rideshare […]
The United States has many affordable and economically vibrant metropolitan areas that offer numerous job opportunities, low living costs, and a variety of lifestyle options for people from all walks of life. To determine the best and worst major cities to live in, WalletHub compared 62 U.S. cities with populations of more than 300,000 each […]
One in eight mortgage applicants gets turned down. Overcoming a mortgage application rejection is a matter of learning what lenders look for in a borrower. Your credit history, employment and other factors weigh heavily in the decision to approve your home loan. A mortgage is the most significant investment that the average American will make […]
When it comes to managing your personal finances, creating a budget is the first and most crucial step. A budget helps you gain control over your spending, save for the future, and achieve your financial goals. While the idea of budgeting might seem overwhelming, it doesn’t have to be complicated. In fact, the simplest way […]
Your credit score of the future could be based upon your web history. According to researchers at the International Monetary Fund (IMF), lenders may soon be able to pull data from your browsing, search and purchase history. This undertaking would be done with the aim of creating a more detailed credit score. Research done by […]
Retirement is the late-age opportunity to say goodbye to working life tension and hello to a life of leisure — maybe. Most people retire between the ages of 63 to 65. The typical American has about $50,000 saved for their retirement. About a quarter of Americans, however, have less than $5,000 saved. And about 15% […]
A bank run is a situation where many depositors withdraw their money from a bank at the same time, often due to concerns about the bank’s solvency or liquidity. Bank runs can be caused by various factors, including economic crises, rumors, or news about a bank’s financial health. While bank runs are rare in modern […]
People all over the world trade in the stock market a number of different ways. To me, there are five that stand out and one that I follow personally. Here the five powerful investing strategies, each with their own risks and rewards: Income investing This type of investing revolves around the idea of buying securities, […]
If you pass away unexpectedly, life insurance can protect your loved ones financially. However, the type of insurance you get is just as important as the amount of coverage, if not more so. Term life insurance and whole life insurance are the two most common types of life insurance. Which one you choose is important. […]
If you are over the age of 65 you may qualify for more tax credits. For instance, many Americans can have a higher income threshold before being legally required to file taxes. And you qualify for a larger standard deduction. Here are three ways that being older comes with tax benefits that benefit only you. […]
