More people are turning to cash-out refinances because of rising real estate values. Before you unlock your home equity, however, be sure you understand the costs and tax implications. If you own a house and are feeling a bit cash-strapped, there is always the temptation to tap your home equity. Money should be spent on […]
Category: Personal Finance
Personal Finance
The Right Time to Hire a Financial Advisor
If you’re like most people, you want to do everything yourself. You feel confident and won’t trust anyone with your hard-earned money. While this might be a prudent approach in specific situations, there are times where it’s not worth making critical financial decisions on your own, and you need a financial advisor. Here are the […]
Is Renters Insurance Necessary?
The prospect of renting a new apartment often comes with a whirlwind of decisions to make. Amidst the whirlwind, the question of whether to invest in renters insurance can be easily overlooked. Is it a worthwhile expense or an unnecessary burden? In this blog post, we’ll embark on a rational exploration of the significance of […]
Relocating? Do These 4 Things Before Making a Move
Are you planning to move? If you are planning to move, you have many things to consider, whether you are moving across town or across the country. With fuel costs up dramatically over the past year, the costs can be sharply higher than expected in 2021. According to moving.com, the average cost of a local […]
17 Real Estate Words Every Buyer and Seller Should Know
Buying or selling a home is not easy. There are a lot of technical financial terms that your realtor and banker will use frequently. Here are 17 real estate words every buyer and seller should now before going into a deal. Starter home According to housing experts, entry-level or “starter” homes typically cost less than […]
When Do You Need a Will? Almost Immediately If You Invest
When you do need a will? Pretty much the moment you own any assets at all, assuming you want to leave those assets behind to a loved one. According to AARP, more than 60% of Americans under the age of 72 don’t have a will. The same AARP study found that 81% of people over the […]
7 Strategies to Stretch Your Social Security Income
There is no denying the fact that Social Security is the main source of retirement income for most seniors in the country today. Data shows that social security accounts for nearly 50% of retirement income for half of the aged population in the country and nearly 90% of retirement income for 25% of the aged […]
5 Things You Must Do Now to Build Wealth
Everyone wants to be wealthy. However, it takes dedication and sacrifice to build wealth. Being wealthy involves adjusting your financial mindset about money. You must continually view money as a tool to make more money. To achieve that, you must make your money work for you instead of continually working for money. Most importantly, generating […]
5 Strategies That Can Help You Live Debt-Free
Debts are the worst. Money you spend on interest and paying back principal is money you can’t invest or spend on yourself. If you find yourself in a similar situation, it’s critical to take steps to pay down your debts as quickly as you can. Below are six tips that can help you pay off […]
3 Side Hustles that Can Earn Full-Time Pay
The only thing that can stop you from getting a side hustle in the 21st-century gig economy is a lack of imagination. Here are three part-time side hustles out there that can pay as much as a full-time job. Remote curriculum writer A curriculum writer is an education professional who writes lesson plans and educational […]










