Personal Finance
A will is simply a legal document in which you, the testator, declare who will manage your estate after you die. There may be large, expensive items in your estate, such as a vacation home, as well as small items, such as photographs, that may hold sentimental value. In a will, you name a person […]
For many individuals and families, the decision to rent or buy a home is one of the most significant financial choices they will make. This decision is often influenced by various factors, including the price of properties and prevailing mortgage rates. Both renting and buying have their advantages and disadvantages, and understanding how these two […]
Food expenses can often take a significant chunk out of our monthly budgets. However, with careful planning and some smart strategies, you can significantly reduce your food costs and save money without compromising on the quality of your meals. In this blog post, we will explore practical tips to help you save money while buying […]
If you were to tell someone that you were putting any extra cash you had into the market instead of paying off debt, they might think you have lost your mind. Especially if they follow the personal finance guru Dave Ramsey. However, I am a strong believer that not all debt is bad debt. For […]
A refinance can be a great way to accomplish some of your longstanding financial goals. However, it’s essential to know how to avoid potential issues that can cost you and exactly what you are getting into financially. When looking to refinance, it is vital to know the process and common pitfalls and best avoid them. […]
Are you an avid traveler looking to make the most out of your credit card rewards? Travel rewards credit cards can be a fantastic way to earn points, miles, or cashback that can be redeemed for flights, hotels, and other travel expenses. However, like any financial tool, travel rewards credit cards require careful management to […]
If you are like most Americans, you have started shopping online more and more. But online shopping isn’t just limited to food deliveries, grocery shopping, or clothing. About 36% of all cars purchased in the U.S. are purchased online, and a whopping 86% of car shoppers start their search online. About 15 years ago, before […]
You have many choices when determining which part-time job is right for you. Based on information gathered from Indeed.com, a job posting site, here are five part-time jobs that actually pay well. Freelancers Average salary: $22.50 per hour Job duties: Freelancers are individuals who sell a specific talent, skill, or product by setting their own […]
Looking to get on the right track with your money? Here are 10 personal finance tips to help you change the way you think about money. Understand your net worth It’s a simple calculation, just subtract your liabilities (what you owe) from your assets (what you own). Hopefully when you add everything up and subtract […]
Finding an online bank can be difficult. Varying rates, hidden fees and simply having too many choices can cause confusion and make it hard to get started. Set aside some time to look at these banks. Each one is beneficial in its own way, so consider your own financial habits and figure out which one […]
