Personal Finance
Are you ready to purchase your dream home, but concerned about the price? Negotiating the price of a home can be a challenging process, but with the right strategies in place, you can potentially save thousands of dollars. Whether you’re a first-time homebuyer or an experienced buyer, here are five ways to negotiate the price […]
At the market open on January 4, GameStop’s (GME) shares were at $19. Near the opening of trading on January 25, GME had shot up to an unbelievable price nearly $160! By Jan 28 it was up to $480 and then closed down to $200. Realistically, this isn’t a common occurrence, but what is more astounding […]
According to the Federal Reserve Economic Data, the average working American makes $19 an hour for a 40-hour workweek, which translates into $3,000 a month. Here are four ways to earn the same amount from the comfort of your home or anywhere in the world. Get paid to hold stock Dividend investment is a very […]
Investing in government securities can be a smart financial move for individuals looking to diversify their portfolio and mitigate risk. Among the various options available, Treasury bills (T-bills) and Treasury bonds (T-bonds) are two popular choices. In this blog, we will delve into the key differences between T-bills and T-bonds and discuss who should consider […]
If you are thinking about hiring a financial advisor — paying someone to manage your money for you — then you should be aware of the lies they might tell you. I personally don’t use one and I believe in most cases, you shouldn’t either. Here’s four lies many so-called advisor will tell you. ‘The […]
If you think it’s the right time to ask for a raise, you should be prepared when you negotiate with your supervisor. The following five key points will help you be ready when you ask for more money from your employer. Decide if you plan to stay at your company Before you ask your boss […]
If you want to know the secret to budget traveling, it’s traveling during off-peak months. The most expensive times to travel are in the summer and right before major holidays. And another secret is to travel to countries where the dollar has an advantage over the local currency. Here are two countries that you can […]
There is growing momentum that calls for Social Security benefits to be paid at a flat rate. This would be a huge departure from the current system. As it stands, your Social Security benefit payment is based on three factors. These are: How much income did you earn over your lifetime The year in which […]
In general, buying things on credit is better than using debit cards, as long as you are responsible with your spending. There are several benefits to using a credit card to make purchases. Financial flexibility Credit is the most convenient way to pay for needed items while enjoying the flexibility of paying later. You can […]
When it is retirement planning time, there are many factors you will need to consider. In addition to weather, proximity to family, and health care access, the amount of income or savings that you will have for retirement is first and foremost. This is most likely the highest priority on retirees’ minds when thinking about […]
