Personal Finance
Rough, unprocessed diamonds could be mistaken for pebbles. In other words, a diamond’s true value can only be realized through a skill-intensive cutting and aesthetic crafting process. However, the truth of the matter is that diamonds have no inherent value. Diamonds only have value because of a century-old marketing campaign heralding its value, plus restriction […]
Some people’s identities are inextricably connected to their cars, and their car accessories, too. That is why buying non-essential or useless car accessories can be impossible for some people to resist. Car owners bought over $90 billion in car accessories in 2017, the equivalent of government spending on cancer research since Richard Nixon’s “War on […]
The American consumer doesn’t buy a product or idea as much as they buy a brand. Your decision to buy a particular bottle of soda, visit a certain restaurant, or visit a car dealership may have been influenced, or outright manipulated, or by advertising. Why would you buy Coca Cola or Pepsi over a generic […]
The average cost for an American to go on vacation is just about $1,200. Depending on where you go, that cost might barely cover the airfare. That’s the thing about traveling. Most people think about the journey and not enough about itinerary budgets. When you go on your next trip, think about the standard of […]
The average American spends over $5,400 every year on unnecessary impulse buys. Think about what you could do with an extra $5,400. Setting aside that amount in a retirement plan would be more than enough over a career to retire with $1 million. Keep such ideas in mind the next time you feel money burning […]
The average cost of a pest control visit can be anywhere between $150 to about $1,500, depending on the severity of the problem. Most new homeowners don’t appreciate that when they buy a home that uninvited guests may be a part of the package. Even new homes can be host to rats, mice, ants, termites, […]
A credit score is a lot like your personal economic statement. Getting a credit score boost improves your money life immediately. Any time you apply for a loan, a mortgage, a new credit card, or even funding for your own business, your credit score will be used to determine your fiscal reliability. Many people are […]
A cat or dog can be cute, cuddly, and great for companionship. Yet the cost of owning a pet can be surprising. Pets are living beings that must be taken care of. Animals do not take care of themselves. If you don’t have the finances to hand the cost of owning a pet, you may […]
The unemployment rate for the United States hovers around the 4% mark currently. But that number represents only the amount of people who are unemployed and also actively looking for work. Meanwhile, the workforce participation rate was 62% in 2015, meaning that almost 40% of Americans were unemployed but have completely given up on looking for new […]
It’s amazing how much money rules our lives. The average person will barely make $1 million over the course of a working lifetime. Meanwhile, in the United States and all over the world, a minuscule percentage of the population controls the majority of all wealth, untold billions of dollars. Some of very rich created their […]
