Personal Finance
The U.S. unemployment rate is 3.6%. Its an incredible thing to consider since it’s been decades since the unemployment rate has been that low. However, instead of being celebratory news, the low unemployment rate is marred what most American workers have known for a very long time — wage stagnation has been a constant for […]
The debt vs. investing question has been around for a really long time. Some people believe that paying off your debts should be your first priority, while some others believe that building a profitable investment portfolio makes more sense financially, especially if you are young. The truth is that there is no right answer to […]
It’s been said that the one place that the working class desperately wants to reach and one that the rich never wants to return to is the so-called “middle class.” But how do you know if you’re living the status lifestyle of a middle class American? According to a Pew Research Center in a September […]
Most new homeowners think that their financial obligations when buying a new home ends when they sign a mortgage agreement. However, the journey to monthly mortgage payments only begins when closing costs are finalized. Closing costs are the numerous fees, expenses, and services that must be paid before a home sale is complete. A prospective […]
About 35.5 million Americans move from one residence to another or one city to another every year. That is the equivalent of 11% of the population moving every year. Unfortunately, most people will move to a new city without first considering the realities of their potential job prospects. In other words, they don’t consider the […]
Middle aged and elderly Americans are the new job seekers as millions brace for retirement unprepared. Since 2014, 40% of all those looking for work are 55 years old or older. By 2024, more than 41 million American workers, out of an estimated 164 million work force, will be 55 years old or older. More […]
Frank W. Abagnale was arguably one of the most successful and prolific con men of the mid-20th century. Before he was 21, he was an accomplished imposter and a master in check forgery. Abagnale cashed over $2.5 million in forged checks in his lifetime. His story was brought to the big screen in the 2003 […]
Property taxes pay for municipal services such as fire and police, schools and the salaries of civil servants. How much you pay depends on numerous factors like nearby corporate tax rates and housing values. The average American pays about $3,500 in property taxes annually, a 4% increase from the year before. New Jersey homeowners pay […]
A diamond is forever, but the public demand for shiny gems is always in flux. After a boom period value peak in 2011 diamonds have steadily lost their value. De Beers, which controls more than 40% of the rough diamond global supply, profits by selling rough gems to diamond merchants. The value of rough diamonds […]
