Personal Finance
Once a person being gets so used to engaging in expensive habits, it can be hard to stop. Even if it is pointed out to them how financially wasteful their actions are in the long-term. Expensive habits are costing you money that could be better used elsewhere. The problem is that bad, expensive habits can […]
An estimated $40 billion in unclaimed public funds that someone may owe you. How to find unclaimed money isn’t that hard, either. It just not obvious to most. Often, this is money that could not be sent to its original recipient (you!) and is thus held in state coffers. If this money cannot be sent […]
Irrespective of whether you are planning to retire in 10 years, five years, three years, one year, or have already retired, getting organized, planning ahead, and controlling your finances goes a long way toward making your retirement a little less stressful. In addition, everyone’s retirement journey is completely different. Additionally to the timing of when […]
There are a number of threats affecting the internet today, including hacking, scamming, cybercriminals, malware, and more. As a result of the proliferation of devices, ranging from smartphones and tablets to internet-enabled appliances, we are exposed to even greater risks. But the good news is that by taking just a small handful of security measures […]
Bad financial habits are hard to break. But break them you must if you expect financial security someday, and that starts with good credit. The perfect FICO credit score rating is 850. Most people don’t have a perfect credit score, you are fine as long as it is comfortably over 620. Yet it takes need […]
If you had a year to get rich, what steps would you take immediately? As 2018 winds down, it’s time to set your sights on you financial goals for the year to come. The following financial planning ideas for 2019 could help greatly improve your financial picture 12 months down the road.
If you fail to estate plan for your family, then you may be preparing your family survivors and beneficiaries to fight estranged family members who try to contest your will. If you don’t make such decisions in your lifetime, then your local probate court could decide who your beneficiaries are after your death. All of […]
Many young Americans are up against the challenge of how to protect elderly parents from scams. At present, more than 15% of the U.S. population is above the age of 65. By 2060 that figure will be nearly one in four Americans. Meanwhile, global interconnectedness means slick financial scam artists are coming at them from […]
Americans leave tens of billions of dollars unclaimed every year. From forgotten bank accounts, savings bonds, and death benefit payments, there are many financial institutions out there unable to distribute these unclaimed funds. You may have moved or forgotten about such assets long ago. Sometimes a bank or credit union closes and is unable to […]
High gas prices are fast becoming a permanent feature of the economy. While gas prices could come down in the future, there’s no guarantee that they will. Of course, you can save money buy purchasing a fuel-efficient hybrid vehicle or an EV. Even a more efficient, smaller car will go farther on less gas. In […]
