Why You Should Take Social Security Early and Invest

Social Security is a government program, so it is unnecessarily complicated. Working or retired? Married or divorced or both? Disabled? Private or public employer? All these factors affect your Social Security benefits and options. The factor you can directly control, however, is the age you choose to claim your Social Security benefit after retiring. You […]

5 Ways to Save Up $1,000

Saving money can be a difficult task, but it is essential for achieving financial stability. It all starts with saving, even a small amount at first. Here are five ways to save up $1,000. Create a budget One of the most effective ways to save money is to create a budget. This will help you […]

8 Budget Tricks to Keep You On Track

Maintaining a personal budget is an essential aspect of financial well-being. It helps you control your expenses, save for the future, and achieve your financial goals. However, sticking to a budget can be challenging, especially when faced with temptations and unexpected expenses. In this post, we will explore several effective strategies to help you stay […]

financial literacy

Over 60? Research Says Your Money Confidence Is High but Investing Aptitude Is Not

I recently came across an interesting recently entitled “Old Age and the Decline in Financial Literacy.”  It was authored by a couple professors from Texas Tech and one from University of Missouri. It was published in October 2015. Basically, the study provides empirical proof that knowledge of basic financial concepts, including investing, declines appreciably after age […]