Even if you are vigilant in your consumer spending habits, always bring a list, and try to buy what you need, we are all guilty of impulse spending. A dirty little secret you should be aware of is that retailers and businesses hire consultants to conduct social experiments and research studies to help them get […]
Throughout the years, we have learned that storms are unpredictable and can cause a great deal of physical and emotional damage. Similarly, financial storms that result from real world weather can also be devastating, requiring years of reconstruction. Even though preparing for a financial storm does not guarantee safety, addressing the most common vulnerabilities well […]
The cost of living during retirement, especially when it comes to housing, is an expense that many retirees must monitor closely. Financial markets fluctuate, cost of living expenses increase all the time, and personal life events can precipitate the need to adjust retirement plans. Many retirees live on set incomes and have modest levels of […]
In this life there really is no such thing as “easy money.” Except, a treasure might just be jangling around in your coat pocket. Coin collectors search for rare, misprinted, uncirculated and one-of-a-kind error coins of value, and that includes pennies! If you know what you’re looking for, that discarded chuck of metal in your desk […]
Refinancing your mortgage can be a good idea for a number of reasons. Interest rates might be lower. You might be looking to reduce your loan’s term. Or you might need to access a portion of your home’s equity for debt consolidation purposes You must, however, give refinancing some thought before pulling the trigger. Under the wrong […]
Financial independence, retire early, known as FIRE, is an early retirement movement that encourages people to retire from life as early as possible instead of waiting for old age. Easier said than done. The reality is that most Americans are not preparing for retirement, don’t have enough savings for retirement, or are unable to save […]
Winning the lottery is a life-changing event that brings with it immense excitement, joy, and, often, a sense of overwhelming disbelief. Suddenly coming into a significant amount of money can be both thrilling and overwhelming. While it’s tempting to start indulging in luxurious purchases and exotic vacations, it’s crucial to approach this newfound wealth with […]
If you could leave right now for a new life, would you do it? Most people say they would jump at the opportunity but don’t mean it. But if you are serious, there are several countries and American cities that will pay you $10,000 or more just to move there. Remote Scottish Isles Do you […]
Responding to consumer preferences for larger, roomier vehicles, car makers substantially increased production of SUVs over the past decade. Signs are now beginning to appear that the market is saturated and this bodes well for consumers. Too many cars and not enough buyers could lead to a price war at dealerships looking to unload inventory. […]
Are you ready to retire? The stark reality is that if you are asking yourself that question now, then your retirement readiness status may be a 50/50 proposition at best. You should know whether you are ready to retire now or in the near future. Retirement planning is something that should begin long before the […]
