Who Really Needs Travel Insurance?

Travel insurance usually covers you and the investment you’ve made for your trip should your travel get canceled or interrupted. Purchasing travel insurance is one way to buy yourself peace of mind when planning a trip. Most travel insurance policies will cover a combination of events such as trip interruption, travel delays, missed connections, trip […]

Emergency Fund: How Much Is Enough?

Life is full of unexpected surprises, and having a financial safety net in place is crucial to navigate through challenging times. An emergency fund acts as a financial cushion, providing stability and peace of mind during unforeseen circumstances. Let’s explore the importance of having an emergency fund and discuss how much money you should aim […]

5 Ways To Catch Up On Retirement Savings

For a happy and stress-free retirement you want a maxed-out portfolio with retirement funds, savings accounts, annuities, and other income streams. With that said, this is not something everybody can achieve in time. Many individuals start their retirement planning at a later stage in life. If you are one of these late bloomers, use the […]

Why You Should Take Social Security Early and Invest

Social Security is a government program, so it is unnecessarily complicated. Working or retired? Married or divorced or both? Disabled? Private or public employer? All these factors affect your Social Security benefits and options. The factor you can directly control, however, is the age you choose to claim your Social Security benefit after retiring. You […]