Someone once said that the worst thing about being retired is that you never get a day off. That is because retirement is a journey and not a destination. Retirees need to make their retirement savings last for the remainder of their lives. U.S. workers nearing the age of 65 barely have $120,000 saved for […]
The market value and risk associated with the assets and securities in your portfolio can change over time, often drastically as the result of macroeconomic changes. Eventually, even the most finely balanced portfolio will need a “tune-up” at some point. Here are eight steps to help you rebalance your portfolio and keep it aligned with […]
Yes, you should pay back your student loans. But how many of us truly understand the consequences of a loan at the age of 18? Americans collectively now owe more than $1.7 trillion is student loan debt. That estimate represents over 45 million Americans who are neck-deep in the quagmire of student loan debt. The […]
One extremely niche adventure tourism market — featuring stops at places that are uninhabitable, dangerous or have a morbid past — is steadily growing. Tourism to dark places will be worth $1.3 million by 2023 and is projected to grow by 17% from 2017 through 2023. One notable aspect of adventure tourism is the insatiable curiosity […]
Both streaming and traditional cable TV deliver live and on-demand television to your eyeballs, but there are subtle, and some sharp, differences between the two. As we all have noticed over the years, most of the cable companies have been acquired and slowly merged into two giants, Comcast Cable or AT&T. When shopping for the […]
Retirement is a serious financial responsibility and lifestyle change. You should start saving for retirement as early as possible so that you can live comfortably from retirement until death. And if you are considering retiring early in life, then you must consider everything that can go catastrophically wrong. Half of Americans aged 50 today will […]
Insurance is an intangible thing that you pay a lot of money for, yet really can’t do without in a life full of uncertainty. We get coverage for our houses, cars, lives, medical needs, businesses, and collectibles. However, only about 20% of travelers buy travel insurance and only 7% out of that number ever buy […]
Wondering when to take Social Security? Take a peek at the Social Security Administration calculator. Benefit estimates depend on your date of birth and your earnings history. For security, the Quick Calculator does not access your earnings record; instead, it will estimate your earnings based on the information you provide. So benefit estimates made by […]
Managing the debt of a deceased family member can be a difficult and emotional task, but there are steps you can take to manage the process effectively. Overall, managing the debt of a deceased family member can be a complex and emotional process. It is important to seek professional guidance and take the necessary steps […]
A comedian once said that death is painful, but it only happens once. Taxes, however, seem to get more painful every time politicians get together. It’s also an annual ritual of mental anguish for many Americans. Who doesn’t dread the annual encroaching of April 15th? Depending on your tax bracket, the average annual tax burden […]
