For over 20 years, I have worked within the wealth management industry helping individuals with retirement planning. One of the big decisions one will need to make is deciding which withdrawal strategy is the best for your specific situation. When choosing a withdrawal strategy, it is important to take factors such as taxes, life expectancy, […]
Whether you’re retiring in 10 years, 5 years, 3 years, 1 year, or have just retired, getting organized, planning ahead, and being in control of your money-related matters, goes a long way toward making your retirement experience a little less stressful. Furthermore, everyone’s retirement is unique. Beyond deciding when to begin receiving retirement benefits, other […]
Currently, the price of gold is about $1,275 an ounce. At the peak in 1980 and again in 2011 the precious metal traded above $2,000 an ounce. Now, buying and investing in gold is hard. Getting those peak prices can be once-in-decade events. But finding gold on the ground, well, that’s free money! Why part […]
A vacation is usually an exercise in spending too much money through design or ignorance, like buying a pricey souvenir that gets thrown into a closet once it’s brought home. Consider that the average American comes home from vacation with over $1,500 charged to credit cards. Such debts are usually borne out of paying for spontaneous, […]
Voicing concern over America’s widening income inequality gap, multi-billionaire investor Warren Buffett thinks he may have a solution — give poor people money via the tax system. Buffett believes that expansion of the Earned Income Tax Credit system (EITC) will mean more money in the hands of hard-working but less-skilled Americans. A “refundable” tax credit, the […]
The founder, chairman, and CEO of Blackstone, Stephen Schwarzman, is advocating for immediate legislative action to improve the lives of struggling Americans, including a substantial increase in the minimum wage. Schwarzman is pushing for what he calls “Marshall Plan for the Middle Class,” named for the American-led fund that rebuilt Europe from rubble after World […]
The weird thing about insurance is that you never know when you may need it, so you buy it in the hopes that you never need it. Still, many people loyally buy insurance from the same firm year after year like it’s a fast-food item, instead of considering their actual needs. Here are four mistakes […]
Employment options don’t increase as we get older. Your work position may not be safe, even if you have decades of employment under your belt. More than 2 million Americans were forced into early retirement recently. And of that number, 55% automatically became financially insecure as a result. If you have been offered early retirement, […]
Most people say that you regret the things you didn’t do more than things you did. Such regrets are common when it comes to retirement planning. More than 76% of retirees have at least one one regret when it came to planning for their retirement. You may have a lot more than one regret you […]
The average cost of a routine dental examination ranges between $100 to $400. If you damage teeth and need specialized work done, then things can get pricier. The cost of one dental implant can cost anywhere between $1,000 to $3,000, or more. Especially without dental coverage. If you are concerned about saving money, your dental […]
