There is no doubt that investing in the stock market can give you excellent returns on your investment in the long term. However, stocks are far from the only option available for those who are looking to earn high returns and build their wealth. Let us look at five prudent ways that could help you […]
Real estate investing offers numerous opportunities to generate wealth and achieve financial independence. Whether you’re a seasoned investor or just starting out, there are several easy ways to make money in the real estate market. In this blog post, we will explore some strategies that can help you build wealth through real estate investments. Rental […]
In today’s electronic world, where everyone having a computer at home and a smart device in their hand, managing your budget can be simple. Here are some of the best budgeting apps out there that will help you track every dollar you spend. Some of the apps are simple in that track your spending and […]
Inflation means that the purchasing power has decreased. This necessitates putting more money to buy the same services and goods now than was required in the past. Inflation thus makes budgeting particularly difficult for individuals living on fixed incomes or trying to save for retirement. Understand inflation’s effect on your money long-term Money you won’t […]
You don’t think look old enough yet but, in reality, the day is right around the corner when you can actually begin to take Social Security benefits. That day is when you turn 62. But that day is very likely that is not the day you want to alert Social Security that you are ready […]
Are you an investor that is socially conscious, “green” or ethical? Someone who wants to make sure your investment goes into a company that makes a difference? If you are one of these types of investors, you may want to explore socially responsible investing (SRI). Finding socially responsible stocks can be challenging. There are quite […]
As the U.S. economy continues to consolidate and improve, now is the best time to get a handle on your personal finances and work toward achieving financial freedom. Many people fail to meet the goal of financial freedom because of poor budgeting, uncontrolled spending and crushing debt. Here are 10 strategies to get your financial […]
The 401(k) is considered the quintessential retirement savings plan by many. However, not everyone has access to an employer-sponsored 401(k) plan. Nearly 35% of workers in the private industry do not have a 401(k) plan. If you are one among them, you might be wondering how to save for your retirement. Consider the below-mentioned four […]
When someone uses your personal information without permission to open an account or access your financial records, that’s identity theft, and it’s a serious crime. The identity thief may use your information to apply for credit, file taxes, or get medical services. These acts can damage your credit status and cost you time and money […]
Two years ago the 30-year fixed mortgage rate was 4.6%. Today it is 2.9%. If your mortgage is in the high threes, you should consider refinancing. Refinancing would lower your monthly payment, freeing up cash for other uses. If you have high interest debt, you could pay it off with a cash out refinance. A […]
