Are you ready to retire? The stark reality is that if you are asking yourself that question now, then your retirement readiness status may be a 50/50 proposition at best. You should know whether you are ready to retire now or in the near future. Retirement planning is something that should begin long before the […]
Long-term care planning is an important aspect of retirement planning that often gets overlooked. Long-term care refers to the range of services and support you may need as you age or if you become unable to care for yourself due to an illness or disability. Planning for long-term care can help you protect your assets […]
As you near retirement, preparing a daily activity schedule and a budget will help you determine how much your lifestyle will cost. What does a typical day in the life of a retiree look like? You might be surprised to learn that many seniors work and that spending is not necessarily a big problem, thanks […]
Thinking about college, career school or graduate school? If so, there is a lot to consider when it comes to getting ready for college, including how to secure financial aid. College financial aid helps students and their families by covering higher education expenses, such as tuition and fees, room and board, books and supplies, and […]
Job creation in cities and relative economic prosperity will increase significantly in the next decade, according to McKinsey, the respected management consulting firm. Meanwhile, already struggling rural workers will only lose more jobs, especially as automation rises. Susan Lund, a spokesperson for McKinsey, attested to the gravity of employment disparity between cities and rural areas […]
There are many things that scares beginners away from investing — inexperience, intimidation, and ignorance of the financial market system. However, we all have a first experience when attempting something new. Even the most legendary stock market investor had a first-time investing experience. It helps to have a mentor, but the most practical approach for […]
Until recently, Google collected a plethora of your personal private data for targeted advertisements, all done largely without your knowledge. Google now offers you ways to limit how it uses your data. Of course, you are free to fine tune your settings to meet your particular needs, but the recently disclosed privacy preferences go a […]
The world’s demand for cars will decrease by 3% this year in a phenomenon analysts are calling “peak car.” More than half of millennials say that owning a vehicle is not worth the expense or maintenance responsibilities. While the overall demand for cars is slowly declining, the demand for pricey pickup trucks has only been […]
Small business employees, new parents and working retirees would benefit Retirees could find it easier to create lifelong retirement income using 401(k) dollars Heirs, however, are likely to pay more in taxes to make the cost impact neutral The House recently passed a bill that contains some of the most significant changes for qualified retirement […]
Many Americans dream of early retirement, but very few are able to fulfill that dream. According to one study from the Boston College Center for Retirement Research, the average retirement age for college-educated men and women has risen to 65.7 and 62.8, respectively. Building a nest egg for early retirement is not difficult. The equation […]
