More than 5.3 million American homes were sold in 2018? And, 87% of people who sold their homes did it through a real estate agent. That means that less than 13% of people sold their home through various direct advertising methods to attract buyers — everyone else paid those fat realtor commissions. Most people trying to […]
It is no secret that Americans love credit cards. Studies show that 75% of people in the country have at least one credit card and the average credit card holder has approximately $5,000 in debt. While credit cards can be extremely useful, carrying a large balance on a monthly basis is a bad idea. The […]
A couple in retirement may need over $400,000 to pay for health care costs throughout retirement. The cruel reality of life is that the older you get, the more unexpectedly expensive medical care becomes. The older you get, the more likely medical ailments and diseases will ravage your body. Yet the typical annual Medicare benefits […]
Managing multiple debts can be a difficult task, especially if you are dependent on a single source of income. Credit card debt in particular can balloon to unmanageably high levels in no time, thanks to the exorbitant interest rates charged by credit card companies. Rather than juggling multiple high-interest debts, you can consolidate everything into […]
It has been said that those who would frivolously waste an hour don’t understand the true potential of living a full life. And those who would waste a penny are capable of wasting incalculable amounts of money. The average consumer wastes over $5,400 annually impulse buying things they don’t need or want. Keep a budget […]
There are roughly 700,000 hotels and more than 15 million hotel rooms throughout the world. Some have zero stars and some have five-star ratings in terms of amenities and comfort. However, the number of stars sometimes has no bearing on how well they are cleaned before you check in. It is never a good idea […]
Medicare is a federal health insurance program that provides coverage to millions of Americans who are over 65 or have certain disabilities or medical conditions. However, getting started on Medicare can be confusing and overwhelming, especially if you are not familiar with the program. In this blog post, we will discuss five important facts about […]
Presently, millions of Americans do not know how to live debt-free. As young adults, they start with taking out student loans for their college education, often for a profession that does not pay that much. Then they add on several credit cards and end up with thousands of dollars in debt by the time they […]
Even if you are vigilant in your consumer spending habits, always bring a list, and try to buy what you need, we are all guilty of impulse spending. A dirty little secret you should be aware of is that retailers and businesses hire consultants to conduct social experiments and research studies to help them get […]
Throughout the years, we have learned that storms are unpredictable and can cause a great deal of physical and emotional damage. Similarly, financial storms that result from real world weather can also be devastating, requiring years of reconstruction. Even though preparing for a financial storm does not guarantee safety, addressing the most common vulnerabilities well […]
