The bane of consumerism is that people voluntarily buy things that they don’t need or want for its own sake. By some estimates nearly 80% of American consumers buy some products on an impulsive whim, products or things that they will use once or twice or regret buying moments after purchase. Consumer purchases should always […]
Timeshares are upscale vacation and recreational properties that are simultaneously owned by multiple investors. However, there is a catch. Each owner is contractually obligated to only visit and inhabit the timeshare for one week out of every year. Timeshares also get a bad reputation due to the proliferation of industry scammers. They can be questionable […]
Feel dissatisfied with what you are earning from your day job? Think you have the potential to earn more? Well, the first thing to remember is that there are no quick-fix solutions or get-rich-quick schemes. If you are looking to earn additional income to boost your earnings, you must be prepared to put in additional […]
No such thing as a free lunch. Well, as a rule, yes. But we also know that for every rule, there are exceptions. While on one hand, we must beware of scammers trying to trick us with the lure of free government money, we must also be aware of the legit ways we can get […]
Regardless of your overall net worth, you should have a plan in place to make sure your financial affairs are in order before passing on. There is nothing more frustrating to relatives after a loved one moves on, and they have to figure out everything from scratch. After all, it is already an emotional event […]
About a quarter of Amazon deliveries are delivered within 24 hours. Preexisting delivery systems such as UPS and FedEx expedite the process. Yet the e-commerce giant struggles delivering to its consumers in rural and remote areas in the same timely fashion. Amazon’s short-term solution? Encourage some of it employees to take resignation buyouts and become […]
Life insurance can be quite complicated because of the different products out there. Nevertheless, when you are considering which type of life insurance is best for you, it’s important to understand the basics, benefits, and realities to see what works for you. Life insurance products are designed to protect people financially. They guarantee a specific […]
You really need money to launch a business, but not as much as you’d think. What you need to start a business is a strategic business plan and an idea or product that solves a consumer need. If you understand your market and make the right connections, a business can flourish over time. These people […]
Airliners used to require three pilots — a pilot, a copilot and the flight engineer. Now two crew is the norm. A flight engineer used to be responsible for monitoring an aircraft’s engines in flight, as well as other flight systems. Since the late 1980s the position slowly become obsolete with the advent of automation […]
Target-date funds (TDFs) provide an investment mix whose objectives vary over time. TDFs are marketed as a way to ensure risk is allocated appropriately. Risk-tolerance should be carefully reexamined against any fund’s investment objectives. Introduced in the late 1990s, target-date funds (TDFs) were developed to provide those investors planning for retirement an easy way to […]
