There is no doubt that building your credit score takes time and effort, but there are some steps that can be taken to make it easier. Here are six steps you can take that will help you build a solid credit history. Review your credit file Although you may believe you have no credit, all […]
The IRS currently does not have an official motto. A fitting motto might be “The IRS – we have what it takes to take all you have!” And this isn’t just cynical hyperbole. In 2017, the IRS audited more than 771,000 tax returns of individual Americans and businesses. Those audits resulted in over $17.3 billion […]
If you are in your mid-fifties and want to retire 10 years from now, it is time to get started with better saving and investing habits. While there is no way to turn back the clock, you can still catch up with your retirement savings target at this age by being smart and following the […]
A lot of Americans own retirement accounts, but too many are not optimizing the growth potential of those accounts. About 58% of Americans between the ages of 56 and 64 own at least one kind of retirement account. Over 77% of Americans are saving money for retirement via their employer-sponsored retirement accounts. However, many Americans […]
Home warranty cost depends on several factors, including your home’s location, which plan you choose, and the plan’s service fee. Some companies let you customize your premium and service fees based on an estimated number of claims. To get the best possible plan for the best possible price, shop around and obtain home warranty quotes […]
No one can escape from paying taxes. But you may be able to get away with paying less. In 2018, over $1.5 trillion in taxes were collected via individual tax returns. Would you like to pay a little less? Here are six ways to pay less in taxes. Contribute to a 401(k) or IRA The […]
A retirement fund is expected to pay for a retiree’s living expenses throughout the entirety of retirement. Unfortunately, the cost of living rises all the time and inflation decreases the buying power of the dollar. Sometimes being retired can be just as expensive as working for a living, if not more. Here are four things […]
An exchange-traded fund (ETF) is a pooled investment security operated similarly to a mutual fund. Usually, ETFs track a particular market sector, commodity, asset, or index. However, unlike mutual funds, ETFs can be sold or purchased on a stock exchange similar to typical stocks can. ETFs can be structured to track anything from diverse, extensive […]
Every year millions of Americans see their money and personal information fall into the wrong hands, and the consequences can be devastating. To protect you and your good name, we’ve compiled a list of five things you shouldn’t keep in your wallet. Social Security card A thief would do anything to obtain your Social Security […]
Want to make over $100,00 a year? There are many ways to get a six-figure job, and it usually starts with a strong education. If you are out of school and looking, or willing to get back for a degree, there are many jobs that you may be qualified for, from the expert to entry […]
