One of the most efficient ways to make your retirement dollars last longer during retirement is to live in a foreign country. There are many developing and developed foreign countries where the dollar is stronger than the local currency. A retirement account that would be exhausted in a large American city within a decade could […]
Almost everyone faces unforeseen emergencies at some point, which can result in significant expenses. In absence of proper planning and preparation, these sudden, unplanned expenses can cause your savings to evaporate, or force you to take out high-interest loans that could create a debt spiral. Here are four common emergency expenses and ways to prepare […]
In unsteady economic times, you sometimes need a small amount of money to take advantage of a good deal or cover an unexpected expense. If you don’t have cash on hand, a modest personal loan — which can range from a few hundred dollars to thousands — could help out in your time of need. […]
If you’ve incurred one or more debts, and the interest burden is continually growing, you might be getting into a vicious debt trap. To avoid this situation which could decimate your savings or even lead to a bankruptcy, it’s critical to have a clear idea of how much debt you owe and to whom. The […]
Even in the midst of a pandemic Americans are still driving. And according to the American Automobile Association, we collectively drive over 70 billion hours annually. The typical American driver drives 50-minutes a day, half an hour daily, and about 11,500 miles annually. Even with the economic upheaval caused by the pandemic Americans still need […]
Do you wish to make some money simply off your car? You can do a number of jobs and activities involving your car, which will help you to generate a legitimate income on the side. Here is a list of four proven ways to use your car to make money. Sign up with a rideshare […]
The United States has many affordable and economically vibrant metropolitan areas that offer numerous job opportunities, low living costs, and a variety of lifestyle options for people from all walks of life. To determine the best and worst major cities to live in, WalletHub compared 62 U.S. cities with populations of more than 300,000 each […]
The death of a loved one is always hard. While any person should take any and as much time as they need to grieve there will be bureaucratic and administrative issues that will need to be taken care of on behalf of the deceased. One issue that you may find yourself dealing with is what […]
One in eight mortgage applicants gets turned down. Overcoming a mortgage application rejection is a matter of learning what lenders look for in a borrower. Your credit history, employment and other factors weigh heavily in the decision to approve your home loan. A mortgage is the most significant investment that the average American will make […]
When it comes to managing your personal finances, creating a budget is the first and most crucial step. A budget helps you gain control over your spending, save for the future, and achieve your financial goals. While the idea of budgeting might seem overwhelming, it doesn’t have to be complicated. In fact, the simplest way […]
