When you are caught in a debt spiral, and it gets hard to handle persistent calls from the creditors, you might be willing to consider the prospect of debt settlement. But debt settlement will not free you of tax implications on the canceled debt, will adversely affect your credit score, and you may end up […]
Warning signs of a recession are becoming more obvious, according to some economists and market pundits. While the stock market and the economy are not necessarily in sync all the time, there are warning signs of a recession to watch for. Here are seven signs that a next recession might be near.
When choosing a disability insurance policy to cover you in case of injury or illness, there are several factors to consider. Since many disability policies offset or deduct from potential Social Security disability benefits, choosing disability insurance may present more challenges. Here are 10 things to consider when choosing a disability insurance policy: Individual disability […]
Do you enjoy exchanging hours for pay? This form of compensation is common, but most people dread it. What if you could instead get paid whether you work or not? If you had a way to do this, do you think it could help you live better? The concept is known as passive income, and […]
Prenuptial agreements, often referred to as prenups, are legal contracts that couples sign before getting married or entering into a civil partnership. While it’s not the most romantic aspect of planning a life together, prenuptial agreements serve an important purpose in protecting both parties’ interests. In this blog, we will discuss who should consider having […]
A growing number of seniors finding jobs are doing so by joining the gig economy. According to a 2017 Prudential Financial survey, around 31 percent of gig economy workers are baby boomers, and 34 percent of those workers are retired. The flexibility offered by contract jobs is attractive to retirees, allowing them to set their […]
Ever wonder how much you are due from the government once you hit retirement age? Wonder no more. It’s all in your Social Security Statement. The statement shows how much you have paid into Social Security and Medicare taxes over your whole career. In addition, it explains how much you would get in Social Security […]
In the intricate landscape of personal finance, the cost of car insurance stands as a significant line item for many. In this article, we’ll navigate the avenues to effectively lower your car insurance costs, ensuring a smoother ride for your wallet. Shop around Shopping around for car insurance allows you to pinpoint the most competitive […]
During times of market volatility it’s important to remain calm. Something happens in the world, and well we all seem to panic and sell off parts of our stock portfolios and flee the market. After the situation has stabilized, however, everyone begins to wonder why they are doing what they are doing and realizes that […]
Getting a rewards checking account is a great way to upgrade your checking experience. If you use a rewards checking account, you will generally not be charged fees for ATM withdrawals, account maintenance, or transfers. Initially, these accounts were offered by online banks, community banks and credit unions. Now many larger and regional banks are […]
