Is the 4 percent rule viable for retirement anymore? And if not, what should retirees do about it? For decades, the cornerstone of retirement planning has been the 4 percent rule, which states that if you only withdraw 4 percent of your funds annually, odds are that you will have enough money to last 30 […]
Building wealth can be hard, but safeguarding it can be even harder. If you run your own business or if you are in an occupation that involves a high degree of liability, it is very important for you to protect yourself. Otherwise, your assets could be at risk of seizure if you are hit with […]
Having a good credit score is crucial for financial stability and freedom. A high credit score can help you get approved for loans, credit cards, and rental applications, and can even lower your insurance premiums. Achieving a perfect credit score of 850 may be difficult, but it’s not impossible. In this blog, we’ll explore how […]
Finding the best auto insurance rate is a top priority for every vehicle owner. While insurance premiums can vary significantly, there are several steps you can take to secure the most favorable rates without compromising on coverage. In this blog, we will explore practical strategies that can help you obtain the best auto insurance rate […]
If you are someone who is looking to get rich, the last thing you need is bad financial advice. And there plenty of personal finance myths. Unfortunately, there is a huge amount of misinformation surrounding the domain of personal finance. People can find it hard to wade through all the myths and half-lies to get […]
Officials within the Social Security Administration are floating the idea of raising the retirement age. Though no proposal is in play just yet, Congressional staffers are studying a rise in the age at which you can claim based on the idea that Americans are living longer. This drastic step would be undertaken in response to […]
More people are turning to cash-out refinances because of rising real estate values. Before you unlock your home equity, however, be sure you understand the costs and tax implications. If you own a house and are feeling a bit cash-strapped, there is always the temptation to tap your home equity. Money should be spent on […]
If you’re like most people, you want to do everything yourself. You feel confident and won’t trust anyone with your hard-earned money. While this might be a prudent approach in specific situations, there are times where it’s not worth making critical financial decisions on your own, and you need a financial advisor. Here are the […]
The prospect of renting a new apartment often comes with a whirlwind of decisions to make. Amidst the whirlwind, the question of whether to invest in renters insurance can be easily overlooked. Is it a worthwhile expense or an unnecessary burden? In this blog post, we’ll embark on a rational exploration of the significance of […]
Are you planning to move? If you are planning to move, you have many things to consider, whether you are moving across town or across the country. With fuel costs up dramatically over the past year, the costs can be sharply higher than expected in 2021. According to moving.com, the average cost of a local […]
