The vast majority of people save money to become financially secure when they retire and have no source of work income. If you want your retirement savings to produce a consistent income that beats inflation, while still meeting your risk tolerance goals, here are five time-tested investment strategies you should consider. Total return portfolio A […]
One of the only certainties in life is that nothing ever stays the same. An important skill we must master to efficiently navigate life is to expect and adapt to change. A spouse may unexpectedly pass away. You could make a fortune or lose your job and become homeless in a heartbeat. And we are […]
Entrepreneurs are currently trying to launch new kinds of car insurance companies for the self-driving cars of the future. But the very idea raises questions. Who, for instance, is liable when a car that is self-directed via algorithms and on-board cameras gets in an accident or kills someone? Traditional car insurance rates are determined by […]
Jobs, business, and consumer activities have been rapidly moving online in recent years. This trend has led to a boom in online money-making opportunities that is sustaining and continuing to grow. Here are six pragmatic ways to earn $150 per day online if you are up to the challenge. Create sponsored posts for businesses Sponsored […]
Debt is a trap that is very easy to get into. Is debt consolidation a good idea? That depends. Debt can prove challenging to get oneself out of. Whether through reckless spending habits or the gradual accumulation of debt responsibilities, too many Americans are mired in hopeless levels of debt. The general rule of thumb […]
Cruise ship risks are hard to measure but very real. An all-inclusive cruise ship package could cost you anywhere from $1,500 to $5,000 per person. However, your luxury vacation could collide with the sometimes difficult reality of actual cruise ship travel. Among the most obvious of cruise ship risks: You’ll be overcharged for everything, there […]
Social Security is a valuable resource for many Americans, providing financial support in retirement or in the event of disability. However, many people don’t fully understand how to maximize their Social Security payment. In this article, we’ll cover five steps you can take to ensure you’re getting the most out of your Social Security benefits. […]
When it comes to maximizing the return on your savings while ensuring the security of your funds, exploring different investment options is crucial. One such option that often appeals to investors with substantial savings is the “jumbo” certificate of deposit (CD). In this blog, we will explore the advantages of opening a jumbo CD, how […]
Retirement investing through 401(k) plan offers the inherent advantage of a reduced tax burden. But in times of financial market volatility, your 401(k) may lose money if the stock markets are on a decline. Here are a few proven tips on managing your 401(k) plan assets in a volatile market. Stay consistent with your contributions […]
No matter when you intend to retire, getting organized, planning ahead, and controlling your money matters will go a long way towards making your retirement experience as stress-free as possible. Everyone’s retirement is unique. Beyond deciding when to begin receiving retirement benefits, other factors that can affect your benefits include whether you continue to work, […]
