Whenever there’s market turbulence — say from elections, a pandemic or just new market highs — you will hear arguments from big-time investors about whether be fully invested in stocks or or have money sitting in cash. This is obviously a personal preference, but if you are sitting in cash and you want to do […]
High-yield savings accounts are a great way to jumpstart your earnings, whether you do it online or at a brick-and-mortar institute. High-yield savings accounts earn more interest than the typical savings account, letting your money work for you. Before you dive headlong into a new savings account, compare these to the current APY on your […]
Planning to buy a home? One of the most crucial decisions you’ll need to make is choosing the right mortgage. With so many options available, it can be overwhelming. But fear not! In this blog, we’ll walk you through five essential steps to help you choose the perfect mortgage for your needs. Understand your financial […]
Working for over 20 years within the financial services industry I was surprised just how many people end up having no beneficiary or a previous spouse listed on life insurance policies, investment accounts, and even their wills. To an extent, it is understandable life is busy, things change often, and before you know it, years […]
One of the best tax credit and reduction opportunities for anyone with a retirement account is also one of the least-known ones. Do you know about the saver’s credit and what it can do for you? Here is what you need to know. What is the saver’s credit tax break? The saver’s credit is officially known […]
A car accident is always a gut-wrenching experience. At best, you will damage your vehicle. At worst, you — and others — may be injured. This is something we all want to avoid. But it happens. So what do you do if it happens to you? Stay calm and check for injuries Make sure you […]
Paying off debt is easier said than done. Like any long journey, it starts with a single step. The first rule of paying off debt is to stop accumulating more debt! Again, this is easier said than done. But, you have to focus on it and manage your spending and expectations. That doesn’t mean that […]
Americans love their pets as if they were family members. In fact, Americans to set up pet-related trusts in 46 states. If you want to care for your pet after death here are four strategies to consider. Designate a caregiver Contact a family member or friend and ask them if they would become the designated […]
What is a financial advisor for? The answer is different for every person who needs to make key financial decisions and has the money to pay for an expert to help them with that task. According to Spectrem Group, 75 percent of millionaires with a net worth up to $25 million use a financial advisor, […]
Annuities and mutual funds are two of the common choices of investments for many retirees. There are upsides and downsides associated with investing in either of these options, as is the case with all financial products. If you are someone who is about to retire, does it make more sense for you to invest in […]
