Personal Finance
The IRS currently does not have an official motto. A fitting motto might be “The IRS – we have what it takes to take all you have!” And this isn’t just cynical hyperbole. In 2017, the IRS audited more than 771,000 tax returns of individual Americans and businesses. Those audits resulted in over $17.3 billion […]
A lot of Americans own retirement accounts, but too many are not optimizing the growth potential of those accounts. About 58% of Americans between the ages of 56 and 64 own at least one kind of retirement account. Over 77% of Americans are saving money for retirement via their employer-sponsored retirement accounts. However, many Americans […]
Home warranty cost depends on several factors, including your home’s location, which plan you choose, and the plan’s service fee. Some companies let you customize your premium and service fees based on an estimated number of claims. To get the best possible plan for the best possible price, shop around and obtain home warranty quotes […]
No one can escape from paying taxes. But you may be able to get away with paying less. In 2018, over $1.5 trillion in taxes were collected via individual tax returns. Would you like to pay a little less? Here are six ways to pay less in taxes. Contribute to a 401(k) or IRA The […]
An exchange-traded fund (ETF) is a pooled investment security operated similarly to a mutual fund. Usually, ETFs track a particular market sector, commodity, asset, or index. However, unlike mutual funds, ETFs can be sold or purchased on a stock exchange similar to typical stocks can. ETFs can be structured to track anything from diverse, extensive […]
Every year millions of Americans see their money and personal information fall into the wrong hands, and the consequences can be devastating. To protect you and your good name, we’ve compiled a list of five things you shouldn’t keep in your wallet. Social Security card A thief would do anything to obtain your Social Security […]
Want to make over $100,00 a year? There are many ways to get a six-figure job, and it usually starts with a strong education. If you are out of school and looking, or willing to get back for a degree, there are many jobs that you may be qualified for, from the expert to entry […]
As you progress through your career, it’s essential to plan for your financial future. A significant aspect of that planning involves managing your retirement savings effectively. If you’re considering a job change or transitioning into retirement, you may have encountered the option of rolling over your 401(k) to another 401(k) or an Individual Retirement Account […]
Home ownership is the biggest investment in most people’s lives. When it comes time to move, what make a house sell for more? You might be surprised. The average price of a home, according to the National Association of Realtors, is about $258,000. Over a decade, you will spend tens of thousands or more in […]
Reducing your living expenses is generally a good thing, as it can help you live within your means and save money as well. With that said, there are certain things that you should never, ever cut corners on. Doing so can backfire and cost you more money down the line. Here are five necessities that […]
