Personal Finance
There is no denying the fact that living below your means is the first step towards achieving financial security and independence. Ask any self-made millionaire and they will tell you that they got to where they are by keeping their spending habits in check and living well below their means. Below are 17 strategies that […]
Scam artists have a lot of free time to perfect their techniques. So identity theft scams never disappear. They just get updated to be more irresistible and less easy to recognize for victims. Here are three of the latest identity scams out there trying to turn you into a victim. The personality quiz Scams artists […]
A recession is a prolonged business cycle contraction, which is typically said to occur when the economy goes through at least two quarters of negative GDP growth. Since 1948, there have been at least 12 economic recessions of varying intensity in the US, once every six years on average. Is another about to start? By […]
Constantly chasing high yields is fraught with risk, since the assets promising such returns usually have high volatility. To bring the much-needed stability to your investment portfolio, especially during times of economic uncertainty, you should consider investing in these time-tested financial assets. Here are five investments that can increase your financial stability over the long […]
Many consumers may compare thrift shop experiences to a treasure hunt adventure. However, if you aren’t careful, it could be a horror movie instead. Thrift shops contain furnishings with obsoleted chemicals, bug-infested products and other things that shouldn’t be bought secondhand on principle. Vintage clothing and accessories aside, avoid these five potentially toxic or dangerous […]
Let’s say you have a cash windfall, whether it’s from a relative that passed away, an insurance claim, or you just got lucky with the lottery. The big question is what to do with it. It’s a good problem to have! Unless you are planning on a trip to Las Vegas, any debt that you […]
With today’s historic low rates, many people are thinking about refinancing their mortgages and lowering their monthly interest expenses. But is it the right time for you? Whether you need to lower your payments or pay for home improvements, here are three good reasons to refinance your home. To get a lower interest rate The best […]
About 10 million American homes feature an inground pool. For many Americans, installing a pool is the closest equivalent of an extravagant home feature — a sign that you “made it” in America. Yet a pool is probably the least interesting feature in a celebrity home. Some have backyard mini-mansions, experimental sinks, and mattresses that […]
The only thing that can be more expensive than attaining higher education may be the price of ignorance. Still, the cost of tuition is high. The average one-year tuition for a private college is $37,000 and $22,600 at a public college. Tuition may be a moot now since the pandemic caused the closure of most […]
Tsinghua University in Beijing has ascended to the number one position in the 2025-2026 U.S. News Best Global Universities rankings for computer science, marking a historic milestone for Chinese higher education. Five other institutions from mainland China and Hong Kong also secured places in the top 10, underscoring Asia’s growing dominance in the field. In […]
