Personal Finance
Let’s say you have a cash windfall, whether it’s from a relative that passed away, an insurance claim, or you just got lucky with the lottery. The big question is what to do with it. It’s a good problem to have! Unless you are planning on a trip to Las Vegas, any debt that you […]
With today’s historic low rates, many people are thinking about refinancing their mortgages and lowering their monthly interest expenses. But is it the right time for you? Whether you need to lower your payments or pay for home improvements, here are three good reasons to refinance your home. To get a lower interest rate The best […]
About 10 million American homes feature an inground pool. For many Americans, installing a pool is the closest equivalent of an extravagant home feature — a sign that you “made it” in America. Yet a pool is probably the least interesting feature in a celebrity home. Some have backyard mini-mansions, experimental sinks, and mattresses that […]
The only thing that can be more expensive than attaining higher education may be the price of ignorance. Still, the cost of tuition is high. The average one-year tuition for a private college is $37,000 and $22,600 at a public college. Tuition may be a moot now since the pandemic caused the closure of most […]
Tsinghua University in Beijing has ascended to the number one position in the 2025-2026 U.S. News Best Global Universities rankings for computer science, marking a historic milestone for Chinese higher education. Five other institutions from mainland China and Hong Kong also secured places in the top 10, underscoring Asia’s growing dominance in the field. In […]
When’s the best time to buy or sell a home? That’s a great question. A lot depends on who you are, seller or buyer. Traditionally, the best time of year to sell a house is in the spring. There are more active buyers in the market, so you have a higher chance of selling your […]
Most Americans don’t take life insurance for granted because almost one out of every two Americans don’t have it. According to the Insurance Information Institute, only about 54% of Americans had life insurance coverage in 2020. About 50% of Americans overestimate the actual cost of life insurance. However, the cost of a life insurance premium […]
When it comes to growing your savings, there are various investment options to consider. One such option is a bank certificate of deposit (CD), a financial product offered by banks that allows you to earn interest on your deposited funds over a fixed period. In this blog, we will delve into the workings of Bank […]
There has never been a better time to figure out some ways to earn extra income on the side, whether you want to get out of debt, save more for retirement or boost your monthly income. Listed below are several legitimate ways to earn extra income. Freelance writing It is always a great feeling to […]
In the United States, the richest 1% controlled more than 40% of the wealth in 2016. The last time wealth inequality gaps were this wide was during the Great Depression. You don’t have to just assume things are unequal. Global economists actually track the gap and tally it annually. The Gini Index is an economics […]
