Personal Finance
Making the most out of your tight and stringent budget is something that we all know we should be doing, but many of us are either misguided, undisciplined, or simply too lazy to follow up. Here are five ways to save and even grow your money on a budget: Record your expenses Recording your expenses […]
Tax season has arrived, and if you would like to lower your bill to the government this year, it is important to understand what tax credits you can claim. First, tax credits shouldn’t be confused with tax deductions. A tax credit will directly offset the tax you owe, while a deduction reduces how much income […]
The skyrocketing cost of healthcare has become prohibitive for many Americans. More people seem to be skipping physician visits, and U.S. healthcare costs rose to $10,000 a year per person in 2016. According to a recent national poll, over the past 12 months 44% of Americans said they didn’t go to the doctor when they were […]
Shockingly, one in three U.S. households do not prepare any monthly budget at all. An equally concerning issue is that even those who do make a budget can end up making significant budgeting mistakes. Budgeting errors can lead to financial trouble down the road. Let’s look at some of the common budgeting mistakes and how […]
When it comes to low-risk investments, a certificate of deposit (CD) is an excellent option for individuals looking to grow their savings while maintaining the security of their funds. CDs offer a fixed interest rate and a specific term, making them an attractive choice for those seeking stability and predictable returns. In this post, we […]
Handling money is not easy. People often end up making costly financial mistakes in life. Getting a stable income stream is hard enough. But if you don’t make some sensible financial decisions, all your hard work will end up offering less-than-stellar benefits in the long term. Some mistakes are unavoidable in personal finance. Based on […]
A crisis is looming on the horizon — and it’s not the same old story about workers who haven’t saved enough. This calamity is affecting would-be retirees who can’t find — or aren’t aware of — retirement benefits owed to them by former employers. Finding old 401(k) and pension plans is not always as straightforward […]
An increase in income can enormously reduce the time it takes for you to achieve your set financial goals. Do you want to earn more money and learn how to increase your income? When it comes to strategies to improve your income, a lot of people think that it is very complicated. But in reality, […]
Nearly 57% of American adults have savings of less than $1,000, while 39% have zero savings. Following a few quintessential personal finance practices, however, can help you achieve a healthier financial profile. Here are the seven key personal finance habits to form immediately:
You’ve planned carefully, had all the important talks with a financial advisor, set aside a nice little nest egg, and now the big day is here. You are ready to retire. But now that the big day is here you may be having some second questions. This is a totally normal part of the process. […]
