Personal Finance
Whenever there’s market turbulence — say from elections, a pandemic or just new market highs — you will hear arguments from big-time investors about whether be fully invested in stocks or or have money sitting in cash. This is obviously a personal preference, but if you are sitting in cash and you want to do […]
Planning to buy a home? One of the most crucial decisions you’ll need to make is choosing the right mortgage. With so many options available, it can be overwhelming. But fear not! In this blog, we’ll walk you through five essential steps to help you choose the perfect mortgage for your needs. Understand your financial […]
You have insurance for your health, your home, and your car. However, what about your pets? Do they have pet insurance coverage? While pet insurance has existed elsewhere since the early 1900s, famous TV collie Lassie received the first pet insurance policy issued in the United States in 1982. According to the North American Pet […]
High-yield savings accounts are a great way to jumpstart your earnings, whether you do it online or at a brick-and-mortar institute. High-yield savings accounts earn more interest than the typical savings account, letting your money work for you. Before you dive headlong into a new savings account, compare these to the current APY on your […]
Working for over 20 years within the financial services industry I was surprised just how many people end up having no beneficiary or a previous spouse listed on life insurance policies, investment accounts, and even their wills. To an extent, it is understandable life is busy, things change often, and before you know it, years […]
A car accident is always a gut-wrenching experience. At best, you will damage your vehicle. At worst, you — and others — may be injured. This is something we all want to avoid. But it happens. So what do you do if it happens to you? Stay calm and check for injuries Make sure you […]
Paying off debt is easier said than done. Like any long journey, it starts with a single step. The first rule of paying off debt is to stop accumulating more debt! Again, this is easier said than done. But, you have to focus on it and manage your spending and expectations. That doesn’t mean that […]
Americans love their pets as if they were family members. In fact, Americans to set up pet-related trusts in 46 states. If you want to care for your pet after death here are four strategies to consider. Designate a caregiver Contact a family member or friend and ask them if they would become the designated […]
Renting a car can provide you with the freedom to explore new places and make your travel experiences more convenient. However, choosing the right credit card for your car rental can enhance the journey even further. With a plethora of credit card options available, it’s essential to identify the type of credit card that best […]
What is a financial advisor for? The answer is different for every person who needs to make key financial decisions and has the money to pay for an expert to help them with that task. According to Spectrem Group, 75 percent of millionaires with a net worth up to $25 million use a financial advisor, […]
