If you were to tell someone that you were putting any extra cash you had into the market instead of paying off debt, they might think you have lost your mind. Especially if they follow the personal finance guru Dave Ramsey. However, I am a strong believer that not all debt is bad debt. For […]
Category: Personal Finance
Personal Finance
7 Common Mistakes When Refinancing a Mortgage
A refinance can be a great way to accomplish some of your longstanding financial goals. However, it’s essential to know how to avoid potential issues that can cost you and exactly what you are getting into financially. When looking to refinance, it is vital to know the process and common pitfalls and best avoid them. […]
7 Mistakes People Make Using Travel Rewards Credit Cards
Are you an avid traveler looking to make the most out of your credit card rewards? Travel rewards credit cards can be a fantastic way to earn points, miles, or cashback that can be redeemed for flights, hotels, and other travel expenses. However, like any financial tool, travel rewards credit cards require careful management to […]
Save Thousands Car Buying by Researching Cost of Ownership
If you are like most Americans, you have started shopping online more and more. But online shopping isn’t just limited to food deliveries, grocery shopping, or clothing. About 36% of all cars purchased in the U.S. are purchased online, and a whopping 86% of car shoppers start their search online. About 15 years ago, before […]
5 Part-Time Jobs That Actually Pay Well
You have many choices when determining which part-time job is right for you. Based on information gathered from Indeed.com, a job posting site, here are five part-time jobs that actually pay well. Freelancers Average salary: $22.50 per hour Job duties: Freelancers are individuals who sell a specific talent, skill, or product by setting their own […]
10 Personal Finance Tips That Will Change the Way You Think About Money
Looking to get on the right track with your money? Here are 10 personal finance tips to help you change the way you think about money. Understand your net worth It’s a simple calculation, just subtract your liabilities (what you owe) from your assets (what you own). Hopefully when you add everything up and subtract […]
5 Best Online Banks, Highest Savings Rates for Your Buck
Finding an online bank can be difficult. Varying rates, hidden fees and simply having too many choices can cause confusion and make it hard to get started. Set aside some time to look at these banks. Each one is beneficial in its own way, so consider your own financial habits and figure out which one […]
5 Investments That Can Protect You from Inflation
When the markets are volatile, protecting your money against inflation can be challenging. Many people make the mistake of ignoring inflation. It may not amount to much in a single year, but over a period of two to three decades you could actually see your costs of living go up by 100% more than once. […]
5 Major Types of College Financial Aid
The federal student aid program from the Department of Education covers a variety of expenses, such as tuition and fees, room and board, books and supplies, and transportation. In addition to helping with the costs of education and childcare, aid can also help with the costs of other related expenses. The federal student aid programs […]
5 Passive Income Ideas That Will Make You Rich
If you are looking to build wealth and achieve financial independence, getting a high-paying job or a second job is not the way to do it. As any financially independent person can tell you, passive income sources are the key to build wealth in the long term. Here are five proven passive income ideas that […]










