Personal Finance
An increase in income can enormously reduce the time it takes for you to achieve your set financial goals. Do you want to earn more money and learn how to increase your income? When it comes to strategies to improve your income, a lot of people think that it is very complicated. But in reality, […]
Nearly 57% of American adults have savings of less than $1,000, while 39% have zero savings. Following a few quintessential personal finance practices, however, can help you achieve a healthier financial profile. Here are the seven key personal finance habits to form immediately:
You’ve planned carefully, had all the important talks with a financial advisor, set aside a nice little nest egg, and now the big day is here. You are ready to retire. But now that the big day is here you may be having some second questions. This is a totally normal part of the process. […]
A reverse mortgage is a loan for senior homeowners that allows borrowers to access a portion of the home’s value using the home itself as collateral. The loan generally does not have to be repaid until the last surviving homeowner permanently moves out of the property or passes away. At that time, the estate has […]
If you haven’t already created an estate plan, consider starting now. Although every estate planning process is different, as a guide it can be helpful to have a step-by-step plan for you to follow as you go through what can often be an overwhelming process. Remember that a lot can change over the years, both […]
As a potential home buyer, it is equally important to research the different types of mortgage loans as it is the neighborhoods you might want to live in. Applying for a home loan can be difficult, and knowing which type of mortgage best suits your needs will help guide you to the type of home you […]
If you are recently retired, there may be new tax break opportunities for you to take advantage of. This is doubly important if you are on a fixed income. Oftentimes, seniors miss valuable tax-saving opportunities, not through foolishness but simply because they just don’t know about them. If this sounds like you, it is simply a […]
In the not-so-distant past, the word “gig” was used only to describe the work environment for musicians and comedians who would travel from city to city for performances for one or two nights or perhaps a week at a time. But, thanks to the Internet and the changing work environment in the United States, an […]
Rather than hiring an attorney and paying a high fee for a few hours of work, it’s now possible to generate a legal, comprehensive will or trust in just a few clicks from the comfort of your own home at a reasonable price. A will or trust is a legal document that explains your wishes […]
My lease was up on my 2018 vehicle. I was excited to go car shopping. However, what I realized as I ventured out was that the auto industry also has its challenges from the Covid-19 pandemic shutdown. Most automotive and supplier plants around the globe shut down and production was stopped. Only now are inventories […]
