Before You Sign, Read the Pros and Cons of Timeshares

Timeshares are upscale vacation and recreational properties that are simultaneously owned by multiple investors. However, there is a catch. Each owner is contractually obligated to only visit and inhabit the timeshare for one week out of every year. Timeshares also get a bad reputation due to the proliferation of industry scammers. They can be questionable […]

Target-Date Funds and Retirement: A Healthy Match?

Target-date funds (TDFs) provide an investment mix whose objectives vary over time. TDFs are marketed as a way to ensure risk is allocated appropriately. Risk-tolerance should be carefully reexamined against any fund’s investment objectives. Introduced in the late 1990s, target-date funds (TDFs) were developed to provide those investors planning for retirement an easy way to […]

Which Bond Funds Suitable for Your Income Needs?

The current interest rate environment provides challenges for those investors seeking to maximize income while minimizing risk. For the past decade, a zero-interest rate environment strongly favored the stock market and made fixed-income vehicles unattractive, due to their paltry yields. Five years ago, the average yield for a one-year Treasury bill was less than 0.2% […]