Retirement
Forced retirement is a problem many folks are grappling with these days. Around 37% of retirees in the country leave work earlier than they had expected, typically due to health problems, layoffs, shutdowns and cutbacks. Many forced to retire early struggle with their day-to-day expenses as a result of losing their only source of income. […]
Many freelancers would benefit from saving into a new kind of 401(k) just for them. Unlike corporate plans, these are easy and cheap to administer. Contribution limits are much higher than other small business plans of the past. Many Americans rely on their employer-sponsored 401(k) plans to save for retirement. But what about all those […]
Retirees who are in reasonably good health could have different motivations to work, apart from economic necessity. Some may choose to work out of their need for intellectual stimulation, while others may find that working is good for their physical and emotional well-being. Some may simply want to keep themselves busy by working part-time after […]
Mobile apps are fun, easy to use, and make our lives much more convenient. You can book a cab, order food, buy groceries, watch the news, send and receive money, and do practically anything you want with mobile apps. But did you know you can also save money with mobile apps? There are many mobile […]
Value investors such as billionaire Warren Buffett know whether a stock is a solid long-term bet. They have little interest in knowing how the stock does in the short run or how it behaves in a volatile market. Though there are no guarantees in the stock market, here are five filters real value investors use […]
Someone once said that the worst thing about being retired is that you never get a day off. That is because retirement is a journey and not a destination. Retirees need to make their retirement savings last for the remainder of their lives. U.S. workers nearing the age of 65 barely have $120,000 saved for […]
As the baby boomers age, about 10,000 Americans retire every day, and trend that expected to last for years to come. Meanwhile, the cost of living in the United States is often very high and cruelly unattainable for many of those same retirees. Only a small percentage of retirees retire some money. Most save nothing. […]
It is no secret that Americans love credit cards. Studies show that 75% of people in the country have at least one credit card and the average credit card holder has approximately $5,000 in debt. While credit cards can be extremely useful, carrying a large balance on a monthly basis is a bad idea. The […]
In this life there really is no such thing as “easy money.” Except, a treasure might just be jangling around in your coat pocket. Coin collectors search for rare, misprinted, uncirculated and one-of-a-kind error coins of value, and that includes pennies! If you know what you’re looking for, that discarded chuck of metal in your desk […]
Managing multiple debts can be a difficult task, especially if you are dependent on a single source of income. Credit card debt in particular can balloon to unmanageably high levels in no time, thanks to the exorbitant interest rates charged by credit card companies. Rather than juggling multiple high-interest debts, you can consolidate everything into […]
