Category: Retirement

The vast majority of people save money to become financially secure when they retire and have no source of work income. If you want your retirement savings to produce a consistent income that beats inflation, while still meeting your risk tolerance goals, here are five time-tested investment strategies you should consider. Total return portfolio A […]

One of the only certainties in life is that nothing ever stays the same. An important skill we must master to efficiently navigate life is to expect and adapt to change. A spouse may unexpectedly pass away. You could make a fortune or lose your job and become homeless in a heartbeat. And we are […]

Social Security is a valuable resource for many Americans, providing financial support in retirement or in the event of disability. However, many people don’t fully understand how to maximize their Social Security payment. In this article, we’ll cover five steps you can take to ensure you’re getting the most out of your Social Security benefits. […]

Retiring early is a dream for many people, but it can seem like an impossible goal. However, with careful planning and discipline, it’s possible to retire 10 years earlier than the traditional retirement age. In this blog post, we’ll explore some strategies for retiring early and achieving financial independence. Define your retirement goals The first […]

When retirement is inching closer, you might wonder about the kind of lifestyle you can lead and the level of financial security you will have if you just have about $100,000 as your total retirement savings. Well, if you are an adventurer at heart, you could explore a few interesting international destinations where you can […]

When it comes to tax planning, finding legitimate strategies to reduce your tax burden is always a welcome opportunity. One often overlooked but highly effective method is to open a donor-advised fund (DAF). Not only does a DAF allow you to support charitable causes, but it also provides you with significant tax advantages. In this […]

A retirement savings plan can seem overwhelming, especially when you don’t know where to start. Using the 4% rule, a popular guideline for determining how much money you’ll need to retire, you can actually figure out how much money you’ll need and how to get there. The 4% rule means you can withdraw up to […]

Downsizing for the sake of your finances and your retirement can be the hardest sacrifice you ever make. From the hardcore minimalist to the most dedicated materialist, human beings are psychologically hardwired to buy, collect, and sentimentalize things. For many people, life is equal to the number of things they possess just as much as […]

Retirement planning gives you the freedom to live life to the fullest. You can afford to have all the necessary comforts and amenities of life, go on a vacation occasionally, spend time at leisure with friends, and pursue your hobbies and interests that were probably neglected while you were working full-time. Financial experts recommend starting […]