Retirement
It’s normal for investors, especially those close to retirement age, to worry about fluctuations in the market and how it will affect their 401(k) plans. And while there’s no way to avoid market volatility, there are a number of steps you can take before, during and immediately after a crash that will help you sustained […]
Retirement should technically be a wondrous time of life where you stop living to work and start working on living. However, retirement in real life is nothing like the pop-culture depictions of retirement that we are used to seeing. Retirement is a journey, not a goal. It is an elderly lifestyle funding account that must […]
A growing percentage of people with unmanageable debt or student loan debt are senior citizens. A recent Georgetown University study documented the cultural and financial fallout of elderly debtors. The number of people aged 60 and over with student loan debt numbered 700,000. That estimate later exploded to over 2.8 million. In a single year, […]
Retirement income is usually generated from three key sources: IRAs and other retirement plans, Social Security benefits, and returns on savings and investments. Based on how much you earn during retirement, you may consider these time-tested tax strategies to maximize your financial advantage. Choose a tax-friendly destination to retire One of the simplest and most […]
Social Security benefits are an important source of income for many retirees. It is essential to know how much you are eligible to receive in benefits and the various options available to you for taking those benefits. In this blog, we will discuss how to find out your personal Social Security benefits and the options […]
The vast majority of people save money to become financially secure when they retire and have no source of work income. If you want your retirement savings to produce a consistent income that beats inflation, while still meeting your risk tolerance goals, here are five time-tested investment strategies you should consider. Total return portfolio A […]
One of the only certainties in life is that nothing ever stays the same. An important skill we must master to efficiently navigate life is to expect and adapt to change. A spouse may unexpectedly pass away. You could make a fortune or lose your job and become homeless in a heartbeat. And we are […]
Social Security is a valuable resource for many Americans, providing financial support in retirement or in the event of disability. However, many people don’t fully understand how to maximize their Social Security payment. In this article, we’ll cover five steps you can take to ensure you’re getting the most out of your Social Security benefits. […]
Retiring early is a dream for many people, but it can seem like an impossible goal. However, with careful planning and discipline, it’s possible to retire 10 years earlier than the traditional retirement age. In this blog post, we’ll explore some strategies for retiring early and achieving financial independence. Define your retirement goals The first […]
When retirement is inching closer, you might wonder about the kind of lifestyle you can lead and the level of financial security you will have if you just have about $100,000 as your total retirement savings. Well, if you are an adventurer at heart, you could explore a few interesting international destinations where you can […]
