Retirement
Have you ever imagined leaving the rat race behind and living the life of an expatriate in Italy? Many people do. Italy’s population of 61 million includes about 5 million expatriates. Although Italy has a stressed and contracting economy, tourism is a cash cow industry. More than 76 million foreigners visit Italy annually. Now, numerous Italian […]
Timeshares are upscale vacation and recreational properties that are simultaneously owned by multiple investors. However, there is a catch. Each owner is contractually obligated to only visit and inhabit the timeshare for one week out of every year. Timeshares also get a bad reputation due to the proliferation of industry scammers. They can be questionable […]
Staying invested is easier if you know how your portfolio will react to a falling market. Diversification is a powerful tool that can protect you from fickle times. Alternative investments can be important when stock and bonds are shaky. Everyone knows that the stock market is volatile by its very nature. Yet many people tend […]
Target-date funds (TDFs) provide an investment mix whose objectives vary over time. TDFs are marketed as a way to ensure risk is allocated appropriately. Risk-tolerance should be carefully reexamined against any fund’s investment objectives. Introduced in the late 1990s, target-date funds (TDFs) were developed to provide those investors planning for retirement an easy way to […]
The current interest rate environment provides challenges for those investors seeking to maximize income while minimizing risk. For the past decade, a zero-interest rate environment strongly favored the stock market and made fixed-income vehicles unattractive, due to their paltry yields. Five years ago, the average yield for a one-year Treasury bill was less than 0.2% […]
As rent and real estate prices continue to skyrocket across major American cities, people are searching for alternatives. One such alternative is the “tiny house movement.” This is the social phenomenon of people opting to live in miniature homes that are about a quarter of the size of a full-size home. The average size of […]
Owning a home certainly has its advantages, one of which is the equity you build over time. Home equity, if utilized properly, can help you build a substantial retirement fund and create a source of passive income in retirement. That can give you a sense of financial security and allow you to spend your sunset […]
Using home equity can make your richer, believe it or not. Yes, it’s a loan, but it’s the lowest cost loan you can get, thanks to the fact that it’s secured by real estate, your own property. A home is the main personal asset of most people. The U.S. Census Bureau shows that home equity […]
It’s normal for investors, especially those close to retirement age, to worry about fluctuations in the market and how it will affect their 401(k) plans. And while there’s no way to avoid market volatility, there are a number of steps you can take before, during and immediately after a crash that will help you sustained […]
The FIRE method for early retirement has taken off in popularity in recent years. But are the risks well understood by its adopters? Retiring as early as possible then living life on one’s own’s terms is a concept that really appeals to people. Nevertheless, the FIRE method for early retirement as a concept speaks mostly […]
