Understand the system
The average, annual home insurance premium ranges in price between $1,000 and $3,500. At such prices, it pays to understand the full depths of claim loophole and limitations. Homeowners should read their policies fully and keep current with payments. Itemize home valuables via photographs or video.
Stay in regular contact with customer service representatives during all claims processing periods. The system is basically rigged against homeowners, so it pays to understand how the system works.
