A Complete 10-Step Guide for First-Time Home Buyers

First, get acquainted with the grant programs

A number of grants and programs are available for first-time home buyers. Some offer deals with low down payments, poor credit score, and relaxed income requirements. Evaluate all your options and make well-informed choices.

For instance, the U.S. Department of Housing and Urban Development (HUD) offers various first-time home buyer programs and grants depending on the state where you plan to buy the property.

Check out the HUD.gov website and enter your location to see the type of grants for your area.

Your local government may also be offering different down payment support programs and home buyer grants. You can learn about these options by visiting your county website and searching for first-time home buyer assistance.

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The big stock market winners share one common attribute: Near the beginning of the ascent of their shares, the companies offer revolutionary products or services, are market leaders in their respective industries, or both. Some big stock market winners that possessed the attributes outlined above are Netflix (NFLX), which we recommended to investors in October 2002; Intuitive Surgical (ISRG), which we bought and recommended in July 2004; Baidu.com (BIDU), which we bought and recommended in August 2006; and MercadoLibre (MELI), which we recommended to investors in October 2010. Get up-to-date small-cap stock picks from David Frazier, editor of Small-Cap Profit Confidential.
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Smarter cryptocurrency investments

The stock market crash of 2008 was the catalyst for his journey into alternatives. And interestingly, it was the impetus behind the creation of Bitcoin and the blockchain technology behind it. Keene Little wasn’t ready to risk his money yet but he was very curious, so he began charting Bitcoin’s technical patterns. What finally convinced him to dip a toe into digital currencies was seeing that they followed familiar price patterns that could be analyzed and successfully acted on. Now he shares those insights with subscribers to the Crypto Wealth Protocol.
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