A Complete 10-Step Guide for First-Time Home Buyers

FHA loans

The Federal Housing Administration (FHA) loans are a popular mortgage option for first-time home buyers. As many as two out of five home purchases are made using an FHA loan every year. The flexible qualifying requirements of these loans make them popular among first time buyers.

Compared to a traditional mortgage it is usually easier to get approved for FHA loans. If you have a low credit score, an FHA loan is probably your best option. With a credit score of 500, you might qualify for a 10 percent down payment. If your FICO score is 580, you can expect to qualify with a down payment of just 3.5% with FHA.

Small-cap winners galore

The big stock market winners share one common attribute: Near the beginning of the ascent of their shares, the companies offer revolutionary products or services, are market leaders in their respective industries, or both. Some big stock market winners that possessed the attributes outlined above are Netflix (NFLX), which we recommended to investors in October 2002; Intuitive Surgical (ISRG), which we bought and recommended in July 2004; Baidu.com (BIDU), which we bought and recommended in August 2006; and MercadoLibre (MELI), which we recommended to investors in October 2010. Get up-to-date small-cap stock picks from David Frazier, editor of Small-Cap Profit Confidential.
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Smarter cryptocurrency investments

The stock market crash of 2008 was the catalyst for his journey into alternatives. And interestingly, it was the impetus behind the creation of Bitcoin and the blockchain technology behind it. Keene Little wasn’t ready to risk his money yet but he was very curious, so he began charting Bitcoin’s technical patterns. What finally convinced him to dip a toe into digital currencies was seeing that they followed familiar price patterns that could be analyzed and successfully acted on. Now he shares those insights with subscribers to the Crypto Wealth Protocol.
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