Ask any successful person and they will tell you that their success story started with a goal. It is a common trait among the self-made — they set goals and work exceptionally hard to achieve them. This is the first and perhaps the most important thing you need to focus on if you want to retire rich.
The process of goal setting starts with a process called “dream setting.” You need to dream of an ideal life — where you have everything you need — and break it down into a list of dreams. Once you do, you must set goals to achieve each of those “stepping stone” dreams.
It should be noted that your goals need to be specific. For instance, instead of saying “I want to be rich,” say “I will earn $10 million before I retire.” Similarly, you should break down each goal into several small goals which can be achieved within short time-frames.
That way, every time you achieve a small goal, it will motivate you to work harder towards achieving your ultimate goal — becoming financially independent before retirement, perhaps years or decades before.
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