Things to remember
Do not spend a disproportionate amount of your paycheck on your mortgage payments just for the sake of paying off your home loan earlier. It is a poor strategy, since you might be left with next to nothing for your other, equally important expenses.
If you find it difficult to make extra mortgage payments on your current income, make more money by using the strategies we discussed above and use it to make extra principal payments whenever you can.
Finally, do not spend your money on mortgage accelerator programs, which are offered by many lenders these days. The terms and conditions of these programs are not borrower-friendly in most cases and the interest rate also tends to be higher compared to a regular mortgage.
Use the strategies we have discussed in this guide, come up with original strategies of your own to save more money every month, and deploy that cash to make additional mortgage payments on a regular basis. It is the best way to pay down your mortgage in a shorter amount of time.
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