Peer-to-peer lending
Peer-to-peer lending services cater to the financial needs of people who are not likely to qualify for a bank loan. They typically charge a higher interest rate compared to banks and other financial institutions, since the risk of the borrower defaulting on their loan is also much higher. You can invest in online peer-to-peer lending services and receive payments on a monthly basis, which includes a small portion of the principal and the interest you are owed.
