5 Key Considerations Before Refinancing Your Home

Debt-to-income ratio

Surprising as it might sound, the fact that you already have a mortgage does not mean that you can easily qualify for a refinance. Most lenders require you to maintain a healthy debt-to-income ratio in order to become eligible for a refinance option.

Generally, you should not spend more than 36% of your monthly paycheck on debt repayments. A higher debt-to-income ratio means you will have a hard time qualifying for a refinance and, even if you do, you are likely to be charged a higher rate of interest by most lenders.

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Cryptocurrency Will Shine Through the Coming Chaos

While the U.S. spends and spends and spends its way into oblivion, the eventual result will be inflation. Serious inflation. The dollar will crash, gold will shoot higher and Bitcoin, well, it can only become more scarce and more valuable. There’s a natural ceiling to the number of Bitcoins that will exist — ever. By design, there can only be 21 million of them. Soon, the ceiling will be hit. Now is the moment to get into cryptocurrency. There’s a been a rise of late, but prices are consolidating, setting up for the next leap higher. Grab Keene Little's widely followed cryptocurrency newsletter, Crypto Wealth Protocol completely risk free.
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