Personal Finance
As of May 2019 the U.S. unemployment rate was 3.6%, the lowest in five decades. Fewer than 6 million Americans are unemployed. Yet those numbers don’t reveal the quality of available jobs and the reality of wage stagnation. The average American salary is about $60,000 or $900 a week. Still, decades of wage stagnation means […]
IRA RMDs can often be satisfied by moving shares in-kind to a taxable account. Same taxable income as cash—without forcing a sale inside the IRA.
Home insurance bills are climbing fast in 2025, with average premiums up sharply and some cities like Los Angeles seeing nearly 20% year-over-year jumps. Why are costs rising, and where is it worst? We break down the climate and cost pressures driving rates higher, how different states are affected, and what you can do right now to manage your premium without sacrificing protection.
One of the most worrying socioeconomic trends to capture the attention of finance experts is the steady rise of income inequality. A recent paper by the National Bureau of Economic Research revealed that income inequality has increased unimpeded since the 1980s. According to this research, the top 1% own about 40% of the wealth in […]
Recessions are typically accompanied by job losses and declining stock markets, which can make it tough for the average individual to meet their short- and long-term financial goals. With the following steps involving some financial planning and discipline, you can get past the recessionary phase with relative ease. Here are six steps that can recession-proof […]
If you are 70½ or older and you give to charity anyway, one of the cleanest tax moves in retirement is hiding in plain sight: a qualified charitable distribution from your IRA. In 2026, you can send up to $111,000 per person directly from an eligible IRA to a qualified charity, keep that amount out […]
If you find yourself in debt and living paycheck to paycheck, it’s past time to turn your finances around. Depending on the seriousness of your financial situation, it may take some time to get back on track. But don’t get discouraged, every little step you apply now will help you improve your financial situation in […]
You may be someone looking to put in a few hours of extra work to boost your income or a full-time stay-at-home parent with an aim to earn a living while retaining a flexible schedule. Whatever your reasons, there are many ways you can make money with Google while working online from home. Millions of […]
Americans spend $3,000 annually on take-out and in restaurants and usually on unimaginative, rote dining options. If you could eat out extravagantly and fantastically once this year, would you? How about a $430, locally sourced gourmet seafood meal? A meal that you can eat in the largest submerged restaurant in Norway? “Under” is the premier underwater restaurant […]
Credit card debt can quickly become overwhelming due to high-interest rates. To alleviate this burden, many individuals turn to balance transfer credit cards as a potential solution. These cards allow you to transfer existing credit card balances to a new card with a lower or 0% introductory interest rate. While balance transfer credit cards offer […]
