7 Reasons Why You Have No Money

You don’t save a cent

The average person makes about $70,000 a year yet has more than $16,000 in credit card debt. There will always be a bill to pay. Wealth is created by the slow, strategic, and steady accumulation of excess money. More than 44% of people don’t even have a bank account. Open a savings account and put aside a predetermined amount every week, paycheck or month.