4 Great Apps to Help Manage Your Finances

In today’s electronic world, where everyone having a computer at home and a smart device in their hand, managing your budget can be simple.

Here are some of the best budgeting apps out there that will help you track every dollar you spend.

Some of the apps are simple in that track your spending and report back to you what comes in and what is going out. Other apps are more complex in that they will help track and manage bank accounts, credit cards, loans, investments, and other financial accounts.

Please note, most apps have an annual or monthly subscription.


This free app makes it easy to take control of your personal finance and stop overspending. Its intuitive money management tools help you make a budget and track spending automatically.

Link your bank accounts and credit cards and track everything from account balances and transactions to net worth and more in one place.

Personal Capital

While primarily an investment tool, the free app includes features helpful for budgeters looking to track their spending. You can connect and monitor checking, savings, and credit card accounts, as well as IRAs, 401(k)s, mortgages, and loans.

One cool feature is the net worth analysis. It provides an accurate view of your net worth — what you have minus what you owe. Understanding this number can help you make smarter decisions about how to manage your money.

You Need a Budget (YNAB)

As most budget programs are set it and forget it. Which is the problem: once you set it, you forget it and you drift away from your spending plan. The beauty of YNAB is that it is flexible and dynamic, and allows you to adjust your spending plan as you need to.

What really makes You Need A Budget different is that they can teach you how to manage your money and get ahead for good.

What if your bills rolled in and instead of piling up, you just paid them? No sweat. What if you didn’t even realize it was payday because you had money in the bank and weren’t desperate for that check to arrive?

Forget everything you think you know about budgeting and prepare to experience total control with their award-winning app.


Mint is the money management app that brings together all your finances. From balances and budgets to credit health and financial goals, your money essentials are now in one place.

The service offer personalized insights to spend smarter, save more, and pay down debt. They help track your net worth, spending, and budgets to find opportunities to save.

One thing to note is that they are owned by Intuit, the same company that owns TurboTax and Quickbooks, two very big important financial tools in the marketplace to help you with your taxes as well as your financial records.

Having that connection might offer some additional services to help you with your finances to get you aligned with your goals, wishes, and needs.