6 Crucial Steps to Take If You’re Over 60 and Don’t Have Enough to Retire

Some Americans nearing retirement are facing a harsh reality. They haven’t saved nearly enough for retirement and must now decide how to address the looming shortfall.

The following is a list of suggestions for helping those nearing retirement to increase the amount of disposable income necessary to insure they don’t outlive their projected income stream.

Following each of the six suggestions noted below could enhance your disposable retirement income and go a long way towards closing your savings deficit.