6 Crucial Steps to Take If You’re Over 60 and Don’t Have Enough to Retire

Catch up provisions

One of the easiest ways for those over 5) to increase available income is to take advantage of the increased ceiling on allowable annual contributions for qualified retirement plans.

If you are trying to maximize your available income stream once you stop working, be sure to avail yourself of the increased maximum allowable contribution amounts under the latest “catch up” provisions.

If you’re over 50 and have 401(k) or IRA, you can defer up to $25,000 in a 401(k). If you are self-employed and have a high enough income, that could up to be $62,000 using a Solo(k) plan.

If you have a traditional or Roth IRA, those limits are set at $7,000 for those 50 or older.

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Cryptocurrency Will Shine Through the Coming Chaos

While the U.S. spends and spends and spends its way into oblivion, the eventual result will be inflation. Serious inflation. The dollar will crash, gold will shoot higher and Bitcoin, well, it can only become more scarce and more valuable. There’s a natural ceiling to the number of Bitcoins that will exist — ever. By design, there can only be 21 million of them. Soon, the ceiling will be hit. Now is the moment to get into cryptocurrency. There’s a been a rise of late, but prices are consolidating, setting up for the next leap higher. Grab Keene Little's widely followed cryptocurrency newsletter, Crypto Wealth Protocol completely risk free.
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